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MetaMask
The EVM browser wallet. Infrastructure, not a bank.
Rate this app
7.4Solid
AlternativesOur take
Desk verdict
Not optional if you use EVM. Not a savings product.
MetaMask is ConsenSys’s browser and mobile wallet for Ethereum. It is infrastructure. Seed phrase, not a customer-service department, is the recovery path.
MetaMask has no banking licence named on this page — treat the app icon as marketing until the entity is clear. On safeguarding we currently write: Self-custody. No scheme.. No AML programme is claimed in the file we have. There is no IBAN-class local rail on the flags we store. We list 7 live markets on the product. As we score the sticker: monthly Free · swap / bridge fees; FX MetaMask Swaps aggregator fee; ATM N/A. This desk would open it for: Anyone using Ethereum and L2s.
What it does well: Standard; Snaps; Everywhere. What to watch: Phishing is the support queue; Swap fees; UX for civilians. Desk score 7.4 / 10 (safety 7.0, fees 6.8, features 8.6, app 7.4). Last verified 2026-08-01. Headquartered in New York, United States; founded 2016. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Anyone using Ethereum and L2s.
Pros
- +Standard
- +Snaps
- +Everywhere
Cons
- −Phishing is the support queue
- −Swap fees
- −UX for civilians
How it actually works
- Custody
- Safeguarded or partner-bank
- Local rails
- UPI / INR · ACH / USD · Faster Payments
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Fintech reviews can pause inbound while they check a transfer
- Pay surface
- No card rail listed
Safety
Self-custody. No scheme.
- No banking licence listed. Read the entity, not the app icon.
Fees
- Monthly
- Free · swap / bridge fees
- FX markup
- MetaMask Swaps aggregator fee
- ATM
- N/A
Features
- –IBAN
- ✓Fee-free core
- ✓Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- EVM accounts
- Snaps
- Swaps
- Portfolio
Score
- Safety25%
- 7.0
- Fees20%
- 6.8
- Features15%
- 8.6
- App15%
- 7.4
- Global15%
- 9.2
- Support10%
- 5.4
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
FAQ
Is MetaMask a bank?+–
MetaMask is not a licensed deposit-taker in the classic sense. Treat the balance as a fintech ledger until you confirm the holder.
How is money protected?+–
Self-custody. No scheme.
Where is MetaMask available?+–
We list 7 market desks on the desk. Residency and onboarding rules still sit with MetaMask.
Card and wallets?+–
No card rail listed
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
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