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MetaMask
The EVM browser wallet. Infrastructure, not a bank.
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7.4Solid
AlternativesFive questions
At a glance
Is it a bank?
No. MetaMask is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Self-custody. No scheme.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Free · swap / bridge fees
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.4
/10 · Solid
Not optional if you use EVM. Not a savings product.
What it is
MetaMask is ConsenSys’s browser and mobile wallet for Ethereum. It is infrastructure. Seed phrase, not a customer-service department, is the recovery path.
Best for: Anyone using Ethereum and L2s.
Last checked 2026-08-01. Not advice.
What it does well
- +Standard
- +Snaps
- +Everywhere
What to watch
- −Phishing is the support queue
- −Swap fees
- −UX for civilians
Who holds the money
The account
How money actually moves
- Who holds the cash
- Safeguarded or partner-bank
- How money moves
- UPI / INR · ACH / USD · Faster Payments
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- MetaMask has no card listed on this file.
Licence first
Safety
Self-custody. No scheme.
- No banking licence listed. Read the entity, not the app icon.
Fees
- Monthly
- Free · swap / bridge fees
- FX markup
- MetaMask Swaps aggregator fee
- ATM
- N/A
Features
- –IBAN
- ✓Fee-free core
- ✓Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- EVM accounts
- Snaps
- Swaps
- Portfolio
Score
- Safety25%
- 7.0
- Fees20%
- 6.8
- Features15%
- 8.6
- App15%
- 7.4
- Global15%
- 9.2
- Support10%
- 5.4
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Straight answers
FAQ
01Is MetaMask a bank?
No. MetaMask is a self-custody Ethereum wallet from Consensys. There is no deposit scheme because you hold the keys.
02What happens if I lose access to MetaMask?
Self-custody. No scheme. The seed phrase is the recovery path — this register cannot reset it for you.
03Can I receive a salary on MetaMask?
No. It is infrastructure for Ethereum and L2s, not a current account and not a salary rail.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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