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Exodus
Pretty self-custody wallet with built-in swap.
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7.6Solid
AlternativesFive questions
At a glance
Is it a bank?
No. Exodus is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Self-custody — you are the bank. No scheme.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Free wallet · swap spreads
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.6
/10 · Solid
A wallet. If you lose the seed, this register cannot help you.
What it is
Exodus is a self-custody wallet with a designed interface and in-app exchange. It is not an account, not FDIC, not FSCS.
Best for: People moving off an exchange who still want a designed app.
Last checked 2026-08-01. Not advice.
What it does well
- +UX for self-custody
- +Multi-asset
- +Listed company
What to watch
- −Swap is not the cheapest
- −Seed phrase is the product risk
Who holds the money
The account
How money actually moves
- Who holds the cash
- Safeguarded or partner-bank
- How money moves
- ACH / USD · Faster Payments
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- Exodus has no card listed on this file.
Licence first
Safety
Self-custody — you are the bank. No scheme.
- No banking licence listed. Read the entity, not the app icon.
Fees
- Monthly
- Free wallet · swap spreads
- FX markup
- Swap partner spread
- ATM
- N/A
Features
- –IBAN
- ✓Fee-free core
- ✓Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Multi-asset self-custody
- In-app swap
- Desktop + mobile
- Trezor pairing
Score
- Safety25%
- 7.4
- Fees20%
- 7.0
- Features15%
- 7.8
- App15%
- 8.8
- Global15%
- 8.4
- Support10%
- 6.4
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Straight answers
FAQ
01Is Exodus a bank?
No. Exodus is a self-custody wallet with a designed interface and an in-app swap. It is not FDIC and not FSCS.
02What happens if I lose the Exodus seed?
Self-custody — you are the bank. If you lose the seed, this register cannot help you recover the assets.
03Does Exodus pay interest on crypto?
The live product is a wallet plus swap spreads, not a yield account. Read the current app, not a 2021 screenshot.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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