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activeFeaturedCrypto wallet
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Exodus
Pretty self-custody wallet with built-in swap.
Rate this app
7.6Solid
AlternativesOur take
Desk verdict
A wallet. If you lose the seed, this register cannot help you.
Exodus is a self-custody wallet with a designed interface and in-app exchange. It is not an account, not FDIC, not FSCS.
Exodus has no banking licence named on this page — treat the app icon as marketing until the entity is clear. On safeguarding we currently write: Self-custody — you are the bank. No scheme.. No AML programme is claimed in the file we have. There is no IBAN-class local rail on the flags we store. We list 6 live markets on the product. As we score the sticker: monthly Free wallet · swap spreads; FX Swap partner spread; ATM N/A. This desk would open it for: People moving off an exchange who still want a designed app.
What it does well: UX for self-custody; Multi-asset; Listed company. What to watch: Swap is not the cheapest; Seed phrase is the product risk. Desk score 7.6 / 10 (safety 7.4, fees 7.0, features 7.8, app 8.8). Last verified 2026-08-01. Headquartered in Omaha, United States; founded 2015. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: People moving off an exchange who still want a designed app.
Pros
- +UX for self-custody
- +Multi-asset
- +Listed company
Cons
- −Swap is not the cheapest
- −Seed phrase is the product risk
How it actually works
- Custody
- Safeguarded or partner-bank
- Local rails
- ACH / USD · Faster Payments
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Fintech reviews can pause inbound while they check a transfer
- Pay surface
- No card rail listed
Safety
Self-custody — you are the bank. No scheme.
- No banking licence listed. Read the entity, not the app icon.
Fees
- Monthly
- Free wallet · swap spreads
- FX markup
- Swap partner spread
- ATM
- N/A
Features
- –IBAN
- ✓Fee-free core
- ✓Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Multi-asset self-custody
- In-app swap
- Desktop + mobile
- Trezor pairing
Score
- Safety25%
- 7.4
- Fees20%
- 7.0
- Features15%
- 7.8
- App15%
- 8.8
- Global15%
- 8.4
- Support10%
- 6.4
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
FAQ
Is Exodus a bank?+–
Exodus is not a licensed deposit-taker in the classic sense. Treat the balance as a fintech ledger until you confirm the holder.
How is money protected?+–
Self-custody — you are the bank. No scheme.
Where is Exodus available?+–
We list 6 market desks on the desk. Residency and onboarding rules still sit with Exodus.
Card and wallets?+–
No card rail listed
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
Full alternatives page
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