Tools
Deposit protection
FSCS, FDIC, DICGC, FCS — the scheme is per legal entity, not per app icon. Pick a country. We split who is actually under it.
India
Reserve Bank of India (RBI)
DICGC covers bank deposits up to Rs 5 lakh per depositor per bank
4 products on this desk name that scheme. 12 are live here without it.
Named under the scheme
- 7.3SolidNiyo GlobalPartner-bank DICGC where a bank balance exists; forex wallets are not the same objectCovered*
- 7.1SolidNiyoPartner-bank DICGC where a bank balance exists; forex wallets differCovered*
- 6.9MixedFiDICGC on the partner scheduled bankCovered*
- 6.9MixedJupiterDICGC on the partner scheduled bank, up to ₹5 lakh — not on the Jupiter brandCovered*
*On the entity and balance type they disclose. Always match the statement.
Live here — not that scheme
- 8.6StrongInteractive BrokersSIPC up to $500k (US entity) · local schemes on other entities — not a bank
- 8.6StrongWiseSafeguarded EMI funds in the UK — not FSCS. Local bank details may sit at partner banks.
- 8.6StrongRevolutFSCS up to £85,000 on UK bank balances; EMI safeguarding on e-money wallets
- 7.6SolidTrust WalletSelf-custody. No scheme.
- 7.6SolidBinanceNone in the bank sense. SAFU fund is a company programme, not a statutory scheme.
- 7.5SolidScapiaThis is a credit card, not a deposit account — Federal Bank is the issuer
- 7.5SolidRedotPayStablecoins on the card are not bank deposits
- 7.4SolidMetaMaskSelf-custody. No scheme.
- 7.3SolidKastUSDC is not a bank deposit. No FDIC, no FSCS, no DICGC.
- 7.3SolidBybitNone statutory on crypto
- 6.7MixedFamAppPPI / partner — not a standalone bank
- 6.3MixedSliceCredit product first — not a DICGC savings account
Is Revolut FSCS protected?+–
Only eligible UK bank balances at the authorised bank entity, up to £85,000. The e-money wallet is safeguarded, not FSCS. Read the statement, not the app icon.
Is Chime FDIC insured?+–
Chime is not a bank. Eligible deposits at The Bancorp Bank, N.A. and Stride Bank, N.A. can be FDIC insured through those banks. Confirm the current partners in the app.
Does Wise have deposit insurance?+–
No statutory deposit scheme on the Wise entity. Funds are safeguarded as e-money. Local bank details may sit at partners — that is not the same as you holding an FSCS or FDIC account at Wise.