Slice

Indian UPI credit card that wanted to be a neobank.

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6.3Mixed
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Five questions

At a glance

  • Is it a bank?

    No. Slice is not a bank. Your money sits with Partner banks (confirm live issuer).

  • If it fails?

    Credit product first — not a DICGC savings account

  • Salary?

    Not listed. An IBAN or sort code is not automatically a salary account.

  • Open from abroad?

    Residency and KYC are gated. An App Store listing is not proof you can onboard.

  • Monthly fee

    Card-dependent

  • Account number

    No IBAN-class local rail on this file.

NeoBankDB Verdict

Licence first · score second

6.3

/10 · Mixed

Treat Slice as a credit rail. If you need DICGC, open a scheduled bank.

What it is

Slice started as small-ticket credit and spent years trying to look like a neobank. The live product is still credit, sitting on partner banks.

Best for: Indian users who want UPI credit, not a savings account.

Last checked 2026-08-01. Not advice.

What it does well

  • +UPI credit is the trick
  • +Distribution
  • +App craft

What to watch

  • −Category has been punished by RBI credit rules
  • −Not a deposit
  • −Brand has been through a rebuild

Who holds the money

The account

How money actually moves

Who holds the cash
Current account at a partner bank
How money moves
UPI / INR
Built for
Personal
Settlement
Card auth in seconds
Freeze risk
Fintech reviews can pause inbound while they check a transfer
Card
Slice lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.

Licence first

Safety

Credit product first — not a DICGC savings account

Who holds the money: Partner banks (confirm live issuer)

  • RBI (partner banks)Credit / partner-bank · India

Fees

Monthly
Card-dependent
FX markup
Domestic UPI; overseas on card tariff
ATM
Not the job

Features

  • –IBAN
  • –Fee-free core
  • –Multi-currency
  • –Apple Pay
  • ✓Google Pay
  • ✓Virtual card
  • ✓Physical card
  • –Metal card
  • –Crypto
  • –Stocks
  • –Business
  • –Kids
  • –Halal
  • UPI on credit
  • App-first card
  • Rewards

Score

Safety25%
6.2
Fees20%
7.4
Features15%
7.2
App15%
8.0
Global15%
2.4
Support10%
6.0

Change log

Full log

No dated notes yet. When the licence, fees, or status moves, it lands here.

Available in

Straight answers

FAQ

01

Is Slice a bank?

No. Slice is filed as Credit / partner-bank. The money sits with Partner banks (confirm live issuer).

02

What happens to money in Slice if it fails?

Credit product first — not a DICGC savings account

03

What does Slice charge each month?

The monthly fee on this file is Card-dependent. Fees change — open the operator's pricing page if it is linked.

Ratings and reviews

No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.

Rate & review

Used Slice?

Stars plus a short note. We publish after a NeoBankDB read. “Verified user” is our tick, not yours.

Your rating

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