India
activeFeaturedNeobankVirtual card
- HQ
- Bengaluru
- Fee
- Nil joining / annual on the core travel card (confirm live offer)
Slice
Indian UPI credit card that wanted to be a neobank.
Rate this app
6.3Mixed
AlternativesOur take
Desk verdict
Treat Slice as a credit rail. If you need DICGC, open a scheduled bank.
Slice started as small-ticket credit and spent years trying to look like a neobank. The live product is still credit, sitting on partner banks.
Slice lists Credit / partner-bank under RBI (partner banks) in India. On safeguarding we currently write: Credit product first — not a DICGC savings account. Holder / issuer line: Partner banks (confirm live issuer). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Card-dependent; FX Domestic UPI; overseas on card tariff; ATM Not the job. This desk would open it for: Indian users who want UPI credit, not a savings account.
What it does well: UPI credit is the trick; Distribution; App craft. What to watch: Category has been punished by RBI credit rules; Not a deposit; Brand has been through a rebuild. Desk score 6.3 / 10 (safety 6.2, fees 7.4, features 7.2, app 8.0). Last verified 2026-08-01. Headquartered in Bengaluru, India; founded 2016. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Indian users who want UPI credit, not a savings account.
Pros
- +UPI credit is the trick
- +Distribution
- +App craft
Cons
- −Category has been punished by RBI credit rules
- −Not a deposit
- −Brand has been through a rebuild
How it actually works
- Custody
- Insured bank deposit
- Local rails
- UPI / INR
- Built for
- Personal
- Settlement
- Card auth in seconds
- Review risk
- Fintech reviews can pause inbound while they check a transfer
- Pay surface
- visa · physical · virtual · Google Pay
Safety
Credit product first — not a DICGC savings account
Holder / issuer: Partner banks (confirm live issuer)
- RBI (partner banks)Credit / partner-bank · India
Fees
- Monthly
- Card-dependent
- FX markup
- Domestic UPI; overseas on card tariff
- ATM
- Not the job
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- UPI on credit
- App-first card
- Rewards
Score
- Safety25%
- 6.2
- Fees20%
- 7.4
- Features15%
- 7.2
- App15%
- 8.0
- Global15%
- 2.4
- Support10%
- 6.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
FAQ
Is Slice a bank?+–
Slice is not a licensed deposit-taker in the classic sense. Money, if any, sits with Partner banks (confirm live issuer).
How is money protected?+–
Credit product first — not a DICGC savings account
Where is Slice available?+–
We list 1 market desk on the desk. Residency and onboarding rules still sit with Slice.
Card and wallets?+–
visa · physical · virtual · Google Pay
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
Full alternatives page
activeNeobank
- HQ
- Bengaluru
- Fee
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activeNeobank
- HQ
- Bengaluru
- Fee
- Free core