blog · 2026-08-04 · 8 min
Crypto cards after the stadium era: RedotPay, Crypto.com, Wirex
The job is spend USDT at a terminal. The risk is that the balance is not a deposit. A comparison that ignores the BIN sponsor is incomplete.
Crypto.com sold a metal hierarchy gated by a token. That table moved. RedotPay sold a simpler object: top up USDT, tap Visa. Wirex kept an EMI sleeve on the fiat side. Those are three products.
What you actually hold
On RedotPay the spendable unit is a stablecoin until conversion. That is not FDIC, not FSCS, not DICGC. On Wirex, GBP e-money is safeguarded; BTC is not. Revolut’s crypto sleeve is not the UK bank.
Issuing is the product
The hard part is not the app. It is a BIN sponsor that will issue in Nigeria, the UAE, and Southeast Asia without dying every quarter. That is why RedotPay shows up on those country pages.
How to compare them
Ask: which asset backs the card, who is the issuer this month, what is the conversion fee, does Apple Pay work, and what happens if the app is gone tomorrow. Rewards are last.
On the desk
- HQ
- Hong Kong
- Fee
- Free virtual
- HQ
- Singapore
- Fee
- Card tiers gated by CRO stake (terms change — verify)
- HQ
- London
- Fee
- Free + paid X-tras
- HQ
- London
- Fee
- Free