Category
Virtual cards
On-demand virtual cards for subscriptions, teams, and privacy.
8Live
| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
 Ramp | 7.8 | New York, United States | Software + card; pricing by plan | FX on overseas card spend | 40k businesses | Commercial card programme | |
 Scapia | 7.5 | Bengaluru, India | Nil joining / annual on the core travel card (confirm live offer) | 0% forex markup on the travel card — the whole pitch | 3M+ | Credit card issued by a scheduled bank | |
 Brex | 7.3 | San Francisco, United States | Card program; rewards-funded for eligible start-ups | Competitive on the card; not Wise | Tens of thousands of firms | Commercial card + treasury partners | |
 Privacy.com | 7.2 | New York, United States | Free personal | USD only | 2M+ | Card programme | |
 PEX Card | 6.6 | Tennessee, United States | Program-priced per card / user | US-first; overseas on scheme | Enterprises / programs | Prepaid / commercial card programme | |
| Slice | 6.3 | Bengaluru, India | Card-dependent | Domestic UPI; overseas on card tariff | 10M+ | Credit / partner-bank | |
 B89 | 6.3 | Lima, Peru | Card / FX SKUs — confirm live | Cross-border is the product — spread exists | Fintech-scale | Fintech. Not an SBS bank | |
 alt.bank | 5.7 | São Paulo, Brazil | B2B programme pricing | N/A | BaaS / issuer scale | Credit + card infrastructure for other brands — not a retail current account |