Limited

Limited, Inc. is a San Francisco spend platform. The live footer says it is not a bank. USD demand deposits in the US programme have sat at Cross River Bank, Member FDIC — confirm the current partner. Mercury is the start-up checking default on this desk. This is cards and payables. Keep operating cash at the named depository.

limitedapp.com, not limited.app. Directories 404 the domain and invent a bank. The legal paragraph is the review: technology services provider, partner banks hold the DDA.

Limited lists Fintech. Limited, Inc. Not a bank. Banking services via licensed partners under US partner bank / MTL stack in United States. On safeguarding we currently write: Limited is not FDIC-insured. Eligible USD DDA balances sit at partner banks (Cross River Bank named in the live-era programme copy) — FDIC pass-through if records are in order. Confirm the current partner on the legal page.. Holder / issuer line: Cross River Bank (US programme, confirm live) — Limited, Inc. is not the bank. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Spend-platform pricing — confirm live; FX Corridor pricing; ATM Not the job. This desk would open it for: US-facing companies that want spend cards and already keep treasury at a named bank.

What it does well: Honest ‘not a bank’ on the footer; Named partner-bank model; Virtual cards. What to watch: Not FDIC on the brand; Partner can change; Not Mercury’s start-up checking religion. Desk score 6.7 / 10 (safety 6.2, fees 6.8, features 7.4, app 7.6). Last verified 2026-08-30. Headquartered in San Francisco, United States; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.