Best Spriggy alternatives

#1 alternative

GoHenry

active

UK kids’ debit card, now in the Acorns family.

4.6

London · 2M families · Acquired by Acorns

7.3Solid

The UK kids control. Compare total monthly cost against a prepaid from your own bank.

Best for: UK (and some US/FR) parents who will pay a monthly for controls.

Licence

EMI / prepaid programme

Protection

Safeguarded e-money, not FSCS

Monthly

Monthly per child / family plan

#2 alternative

Up

active

Australian spending account with a cheerful debit card.

4.7

Melbourne · 1M+ · Bendigo and Adelaide Bank-backed

7.9Solid

The Australian consumer pick. Archa is the business-card cousin in this register; they solve different jobs.

Best for: Australians who want an ADI-backed everyday account with a beloved app.

Licence

ADI via Bendigo and Adelaide Bank

Protection

Financial Claims Scheme up to $250,000 at the ADI

Monthly

Free

#3 alternative

Current

active

US consumer neobank with a debit card, pockets, and teen accounts.

4.7

New York · 4M+ · ~$400M raised

7.0Solid

Put Current next to Chime and Varo. Varo is the actual bank. Current is the app.

Best for: US consumers who want Chime-class UX with pockets and a teen SKU.

Licence

Fintech with partner banks

Protection

FDIC via Choice Financial Group / program banks

Monthly

Free · paid Current Premium

#4 alternative

FamApp

active

Indian family card and UPI app for teens and parents.

4.3

Bengaluru · 1M families · Seed / Series A

6.7Mixed

India’s kids column. Pair with a scheduled-bank parent account.

Best for: Indian parents who want a controlled first card on UPI rails.

Licence

PPI / UPI stack

Protection

PPI / partner — not a standalone bank

Monthly

Low / plan-based