Alternatives
GoHenry scores 7.3. These are live products NeoBankDB would open next — each with a full review, not a leftover affiliate tile.
4.6 user score on GoHenry · compare licences below
| GoHenry |  Spriggy |  FamApp |  Monzo |  Current | |
|---|---|---|---|---|---|
| Editorial score | 7.3 | 7.2 | 6.7 | 8.1 | 7.0 |
| HQ | London | Sydney | Bengaluru | London | New York |
| Monthly | Monthly per child / family plan | Subscription per parent plan | Low / plan-based | Free | Free |
| Protection | Safeguarded e-money, not FSCS | Stored-value, not FCS bank deposits | PPI / partner — not a standalone bank | FSCS up to £120,000 per depositor per authorised | Pass-through FDIC up to $250,000 at Choice Finan |
| Card | mastercard | mastercard | visa | mastercard | visa |
| Users | 2M families | 500k families | 1M families | 11M+ | 4M+ |
#1 alternative
Australian prepaid card and app that teaches kids to spend.
4.5
Sydney · 500k families · ~$30M raised
The Australian kids pick. GoHenry is the UK cousin.
Best for: Australian families who want a prepaid card instead of cash pocket money.
#2 alternative
Indian family card and UPI app for teens and parents.
4.3
Bengaluru · 1M families · Seed / Series A
India’s kids column. Pair with a scheduled-bank parent account.
Best for: Indian parents who want a controlled first card on UPI rails.
#3 alternative
UK current account that made banking feel like a group chat.
4.7
London · 11M+ · ~$1.3B raised
The UK salary account to beat. Pair it with Wise or Revolut if you invoice in euros or dollars. Do not open Monzo expecting a travel-card replacement on the free plan.
Best for: UK residents who want FSCS protection and the best everyday app.
#4 alternative
US consumer neobank with a debit card, pockets, and teen accounts.
4.7
New York · 4M+ · ~$400M raised
Put Current next to Chime and Varo. Varo is the actual bank. Current is the app.
Best for: US consumers who want Chime-class UX with pockets and a teen SKU.
#5 alternative
UK family prepaid. FCA EMI via Modulr. Card via Monavate. Not FSCS.
4.8
London · Family prepaid · Venture / family-fintech era
HyperJar is a UK prepaid. Hyperlayer Limited runs the app. Modulr is the FCA EMI that safeguards the money. Monavate issues the card. That is not FSCS and it is not a current account. The site says you need a UK address and a UK bank to open. Put salary at Starling or Monzo. Put pocket money here if the jars help.
Best for: UK families who want pocket-money jars and already keep salary at Starling or Monzo.
#6 alternative
CaixaBank’s digital brand. Spanish FGD. Same cap as CaixaBank. Not a startup charter.
4.7
Barcelona / Valencia · ~4 million · CaixaBank
imagin accounts sit at CaixaBank, S.A., Banco de España code 2100. imaginersGen, S.A. is the agent. FGD follows CaixaBank. Same pattern as B100 / Abanca: one cap, two skins. If you already have CaixaBank, this is not a second €100k pot. Openbank is Santander. Different group.
Best for: Spain residents who want CaixaBank FGD in a teal app and do not already sit at CaixaBank for the cap.
GoHenry is scored 7.3. Weaknesses on this file: Price. Alternatives above are scored independently, not paid placements.
Coverage is per product. Open the country page and the individual review — a UK bank licence does not travel, and an EMI is not FSCS.
Use Compare on any card, up to four products, then open compare.
