Alternatives

Best GoHenry alternatives

GoHenry scores 7.3. These are live products this desk would open next — each with a full review, not a leftover affiliate tile.

7.3Solid

4.6 user score on GoHenry · compare licences below

GoHenrySpriggyFamAppMonzoCurrent
Editorial score7.37.26.78.17.0
HQLondonSydneyBengaluruLondonNew York
MonthlyMonthly per child / family planSubscription per parent planLow / plan-basedFree Free
ProtectionSafeguarded e-money, not FSCSStored-value, not FCS bank depositsPPI / partner — not a standalone bankFSCS up to £85,000FDIC via Choice Financial Group / program banks
Cardmastercardmastercardvisamastercardvisa
Users2M families500k families1M families11M+4M+

Full alternatives

#1 alternative

Spriggy

active

Australian prepaid card and app that teaches kids to spend.

4.5

Sydney · 500k families · ~$30M raised

7.2Solid

The Australian kids pick. GoHenry is the UK cousin.

Best for: Australian families who want a prepaid card instead of cash pocket money.

Why it beats GoHenry

  • Local leader
  • Controls
  • App both sides

Watch-outs

  • Subscription
  • Not a bank
  • AU-only
Licence
Prepaid / stored value
Protection
Stored-value, not FCS bank deposits
Monthly
Subscription per parent plan

#2 alternative

FamApp

active

Indian family card and UPI app for teens and parents.

4.3

Bengaluru · 1M families · Seed / Series A

6.7Mixed

India’s kids column. Pair with a scheduled-bank parent account.

Best for: Indian parents who want a controlled first card on UPI rails.

Why it beats GoHenry

  • UPI-native kids product
  • Local fit

Watch-outs

  • PPI literacy
  • Young company
Licence
PPI / UPI stack
Protection
PPI / partner — not a standalone bank
Monthly
Low / plan-based

#3 alternative

Monzo

active

UK current account that made banking feel like a group chat.

4.7

London · 11M+ · ~$1.3B raised

8.1Strong

The UK salary account to beat. Pair it with Wise or Revolut if you invoice in euros or dollars. Do not open Monzo expecting a travel-card replacement on the free plan.

Best for: UK residents who want FSCS protection and the best everyday app.

Why it beats GoHenry

  • Full UK bank, FSCS on eligible deposits
  • Pots and salary sorting still class-leading
  • In-app support that actually answers

Watch-outs

  • Not a multi-currency specialist
  • US product is a different, thinner bank
  • Paid plans needed for serious travel
Licence
UK bank
Protection
FSCS up to £85,000
Monthly
Free · Plus/Premium/Max paid

#4 alternative

Current

active

US consumer neobank with a debit card, pockets, and teen accounts.

4.7

New York · 4M+ · ~$400M raised

7.0Solid

Put Current next to Chime and Varo. Varo is the actual bank. Current is the app.

Best for: US consumers who want Chime-class UX with pockets and a teen SKU.

Why it beats GoHenry

  • App quality
  • Teen product
  • Pockets

Watch-outs

  • Not a bank
  • Overdraft/credit extras need a separate read
  • US only
Licence
Fintech with partner banks
Protection
FDIC via Choice Financial Group / program banks
Monthly
Free · paid Current Premium

Questions

Why look beyond GoHenry?+

GoHenry is scored 7.3. Weaknesses on this desk: Price. Alternatives above are scored independently, not paid placements.

Are these GoHenry alternatives available in the same countries?+

Coverage is per product. Open the country desk and the individual review — a UK bank licence does not travel, and an EMI is not FSCS.

How do I compare them side by side?+

Use Compare on any card, up to four products, then open the compare desk.

Back to the GoHenry review