United States
France
activeFeaturedKids and teens
- HQ
- Sydney
- Fee
- Subscription per parent plan
GoHenry
UK kids’ debit card, now in the Acorns family.
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7.3Solid
AlternativesFive questions
At a glance
Is it a bank?
No. GoHenry is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Safeguarded e-money, not FSCS
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Monthly per child / family plan
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.3
/10 · Solid
The UK kids control. Compare total monthly cost against a prepaid from your own bank.
What it is
GoHenry is a UK kids’ debit card, acquired by Acorns. It is e-money, not a bank. The product is parental control plus a Mastercard.
Best for: UK (and some US/FR) parents who will pay a monthly for controls.
Last checked 2026-08-01. Not advice.
What it does well
- +Category creator in the UK
- +Education content
- +Acorns parent
What to watch
- −Monthly fee
- −EMI not bank
Who holds the money
The account
How money actually moves
- Who holds the cash
- EMI safeguarded funds
- How money moves
- ACH / USD · Faster Payments
- Built for
- Kids / teens
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- GoHenry lists a physical card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Safeguarded e-money, not FSCS
- FCAEMI / prepaid programme · United Kingdom
Fees
- Monthly
- Monthly per child / family plan
- FX markup
- Overseas spend fees
- ATM
- Usually off for younger kids
Features
- –IBAN
- –Fee-free core
- ✓Multi-currency
- ✓Apple Pay
- ✓Google Pay
- –Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- ✓Kids
- –Halal
- Kids Mastercard
- Chores
- Missions / financial education
- Parent controls
Score
- Safety25%
- 7.6
- Fees20%
- 6.8
- Features15%
- 8.0
- App15%
- 8.4
- Global15%
- 5.4
- Support10%
- 7.6
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is GoHenry a bank?
No. GoHenry is filed as EMI / prepaid programme. Read who holds the money before you treat it as a salary account.
02What happens to money in GoHenry if it fails?
GoHenry is e-money. Balances are safeguarded, not FSCS-protected bank deposits.
03What does GoHenry charge each month?
The monthly fee on this file is Monthly per child / family plan. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
4.0 / 5 from 1 published review on NeoBankDB.
Parent in Manchester
United Kingdom· 2026-08-27Verified userChores and a prepaid card. Parent KYC is the whole product.
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