United States
France
activeFeaturedKids and teens
- HQ
- Sydney
- Fee
- Subscription per parent plan
GoHenry
UK kids’ debit card, now in the Acorns family.
Rate this app
7.3Solid
AlternativesOur take
Desk verdict
The UK kids control. Compare total monthly cost against a prepaid from your own bank.
GoHenry is a UK kids’ debit card, acquired by Acorns. It is e-money, not a bank. The product is parental control plus a Mastercard.
GoHenry lists EMI / prepaid programme under FCA in United Kingdom. On safeguarding we currently write: Safeguarded e-money, not FSCS. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 3 live markets on the product. As we score the sticker: monthly Monthly per child / family plan; FX Overseas spend fees; ATM Usually off for younger kids. This desk would open it for: UK (and some US/FR) parents who will pay a monthly for controls.
What it does well: Category creator in the UK; Education content; Acorns parent. What to watch: Monthly fee; EMI not bank. Desk score 7.3 / 10 (safety 7.6, fees 6.8, features 8.0, app 8.4). Last verified 2026-08-01. Headquartered in London, United Kingdom; founded 2012. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: UK (and some US/FR) parents who will pay a monthly for controls.
Pros
- +Category creator in the UK
- +Education content
- +Acorns parent
Cons
- −Monthly fee
- −EMI not bank
How it actually works
- Custody
- EMI safeguarded funds
- Local rails
- ACH / USD · Faster Payments
- Built for
- Kids / teens
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Fintech reviews can pause inbound while they check a transfer
- Pay surface
- mastercard · physical · Apple Pay · Google Pay
Safety
Safeguarded e-money, not FSCS
- FCAEMI / prepaid programme · United Kingdom
Fees
- Monthly
- Monthly per child / family plan
- FX markup
- Overseas spend fees
- ATM
- Usually off for younger kids
Features
- –IBAN
- –Fee-free core
- ✓Multi-currency
- ✓Apple Pay
- ✓Google Pay
- –Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- ✓Kids
- –Halal
- Kids Mastercard
- Chores
- Missions / financial education
- Parent controls
Score
- Safety25%
- 7.6
- Fees20%
- 6.8
- Features15%
- 8.0
- App15%
- 8.4
- Global15%
- 5.4
- Support10%
- 7.6
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
FAQ
Is GoHenry a bank?+–
GoHenry is not a licensed deposit-taker in the classic sense. Treat the balance as a fintech ledger until you confirm the holder.
How is money protected?+–
Safeguarded e-money, not FSCS
Where is GoHenry available?+–
We list 3 market desks on the desk. Residency and onboarding rules still sit with GoHenry.
Card and wallets?+–
mastercard · physical · Apple Pay · Google Pay
Ratings and reviews
4.0 / 5 from 1 published review on this desk.
Parent in Manchester
United Kingdom· 2026-08-27Verified userChores and a prepaid card. Parent KYC is the whole product.
Alternatives
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