imagin

CaixaBank’s digital brand. Spanish FGD. Same cap as CaixaBank. Not a startup charter.

Rate this app

7.3Solid
Alternatives

Our take

Desk verdict

imagin accounts sit at CaixaBank, S.A., Banco de España code 2100. imaginersGen, S.A. is the agent. FGD follows CaixaBank. Same pattern as B100 / Abanca: one cap, two skins. If you already have CaixaBank, this is not a second €100k pot. Openbank is Santander. Different group.

imaginBank launched 2016 as Spain’s mobile-only millennial bank, then relaunched as a lifestyle layer. Directories list imagin as a neobank. This desk lists it as CaixaBank in gym kit. Non-financial services are the agent. The deposit is the bank.

imagin lists Trade name of CaixaBank, S.A. (bank code 2100). imaginersGen, S.A. is the agent under Banco de España / ECB in Spain. On safeguarding we currently write: Spanish FGD up to €100,000 — CaixaBank is the member. Do not double-count with a CaixaBank current account.. Holder / issuer line: CaixaBank, S.A.. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly €0 on core current — confirm live; FX Bank tariff, not Wise; ATM CaixaBank ATM network (11,000+ pitch). This desk would open it for: Spain residents who want CaixaBank FGD in a teal app and do not already sit at CaixaBank for the cap.

What it does well: Named Spanish bank, code 2100; FGD; Zero-fee pitch. What to watch: Shared FGD cap with CaixaBank; Lifestyle marketing is not a licence; Spain-resident. Desk score 7.3 / 10 (safety 8.4, fees 8.0, features 7.2, app 7.8). Last verified 2026-08-30. Headquartered in Barcelona / Valencia, Spain; founded 2016. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Spain residents who want CaixaBank FGD in a teal app and do not already sit at CaixaBank for the cap.

Pros

  • +Named Spanish bank, code 2100
  • +FGD
  • +Zero-fee pitch
  • +Kids SKUs

Cons

  • Shared FGD cap with CaixaBank
  • Lifestyle marketing is not a licence
  • Spain-resident
  • Not a travel FX home

Account facts

Partner bank
CaixaBank, S.A.

How it actually works

Custody
Bank balance
Local rails
IBAN / SEPA
Built for
Personal · Kids / teens
Settlement
Local rails instant where live; SWIFT slower
Review risk
Bank-grade; still not freeze-proof
Pay surface
visa · physical · virtual · Apple Pay · Google Pay

Safety

Spanish FGD up to €100,000 — CaixaBank is the member. Do not double-count with a CaixaBank current account.

Holder / issuer: CaixaBank, S.A.

  • Banco de España / ECBTrade name of CaixaBank, S.A. (bank code 2100). imaginersGen, S.A. is the agent · Spain

Fees

Monthly
€0 on core current — confirm live
FX markup
Bank tariff, not Wise
ATM
CaixaBank ATM network (11,000+ pitch)

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Spanish IBAN (CaixaBank)
  • Youth / lifestyle positioning
  • imaginKids / Teens
  • FGD via CaixaBank
  • App-only skin

Score

Safety25%
8.4
Fees20%
8.0
Features15%
7.2
App15%
7.8
Global15%
4.2
Support10%
6.8

Change log

Full log
  1. Licence

    CaixaBank brand, bank code 2100

    Spanish FGD is a shared cap. imaginersGen is the agent, not a second bank.

Available in

FAQ

01

Is imagin a bank?

imagin holds a banking-style licence (Banco de España / ECB). Still read the legal entity on the statement, not the app icon.

02

How is money protected?

Spanish FGD up to €100,000 — CaixaBank is the member. Do not double-count with a CaixaBank current account.

03

Where is imagin available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with imagin.

04

Card and wallets?

visa · physical · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

Rate & review

Used imagin?

Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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