Monabanq

Monabanq is a Crédit Mutuel Alliance Fédérale online bank, sold through Cofidis Group. ACPR. FGDR up to €100,000. Founded 2006 — older than the word neobank. BforBank is Crédit Agricole. L by LCL Pro is LCL. Three French digital banks, three group caps. Directories dump it next to N26. N26 is German EdB. This is FGDR at a CM-group credit institution.

Villeneuve-d'Ascq. Remote-only from birth. ‘Élu Service Client de l’Année’ is the billboard. The licence is the review.

Monabanq lists Online bank — Monabanq (Cofidis Group / Crédit Mutuel Alliance Fédérale) under ACPR / Banque de France / ECB in France. On safeguarding we currently write: FGDR up to €100,000 — Monabanq is a Crédit Mutuel Alliance Fédérale bank. Shared-group cap maths apply. Do not double-count with other CM / Cofidis deposits.. Holder / issuer line: Monabanq (Cofidis Group). An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Account packs — confirm live; FX Bank tariff; ATM CM network; interest Savings SKUs — rates move. This desk would open it for: France residents who want a remote-first CM-group current account with a human support pitch.

What it does well: Named ACPR bank; FGDR; Support trophies are the religion. What to watch: France-resident; Shared FGDR cap with CM / Cofidis; Pack fees. Desk score 7.0 / 10 (safety 8.4, fees 7.0, features 7.2, app 7.4). Last verified 2026-08-30. Headquartered in Villeneuve-d'Ascq, France; founded 2006. None of this is advice — it is a file so you can read the entity before the card colour.