BforBank

BforBank is a French credit institution in the Crédit Agricole group. ACPR plus AMF. FGDR. Bank code 16218, BIC BFOBFRP1. Founded 2009, about 500,000 customers. Recapitalised in 2025. This is a bank. Qonto is an EMI-class business account. Different objects. N26 is a German IBAN.

CA launched an online bank before ‘neobank’ was a slide. Directories still scrape it as a challenger. This desk files it next to Abanca and Aktia: digital skin, bank charter. If your salary already sits at Crédit Agricole or LCL, the FGDR cap is a group question.

BforBank lists Credit institution under ACPR in France. On safeguarding we currently write: FGDR up to €100,000 per depositor per credit institution — Crédit Agricole group, so do not blindly double-count next to a CA / LCL salary account. Holder / issuer line: BforBank S.A.. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly BforBASIC often €0 — confirm live; paid SKUs exist; FX Bank tariff, not Wise; ATM CA network + third-party schedule; interest Livret and savings SKUs — rates move. This desk would open it for: France residents who want a CA-group online bank IBAN without living in a branch, and do not already sit at CA for the cap.

What it does well: Named ACPR credit institution; FGDR; Sixteen years of operating history. What to watch: Group deposit-cap maths with Crédit Agricole; Not a travel FX home; App is a bank app. Desk score 7.1 / 10 (safety 8.4, fees 7.4, features 7.2, app 7.0). Last verified 2026-08-28. Headquartered in Paris, France; founded 2009. None of this is advice — it is a file so you can read the entity before the card colour.