L by LCL Pro

L by LCL Pro is Crédit Lyonnais in a January 2026 app. ACPR, bank code 30002, FGDR up to €100,000. The €9 HT pack is for auto-entrepreneurs, freelancers and SASU. LCL individual clients were pitched a waiver. Qonto is a payments firm. BforBank is CA’s other digital bank. This is LCL. Shared-group cap maths still apply. Keep reading the live tariff — launch pricing moves.

LCL is Crédit Agricole’s urban retail bank. The L skin is the 2026 answer to Shine and Qonto. Directories will call it a neobank. The register calls it Crédit Lyonnais. This desk writes the bank code.

L by LCL Pro lists Digital brand of Crédit Lyonnais (LCL) — bank code 30002, Crédit Agricole group under ACPR / Banque de France / ECB in France. On safeguarding we currently write: FGDR up to €100,000 — L by LCL Pro is Crédit Lyonnais. Shared group cap with LCL / Crédit Agricole. Do not double-count.. Holder / issuer line: Crédit Lyonnais (LCL). An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly €9 HT / month — waived for LCL individual clients on launch copy; FX Bank tariff; ATM LCL / CA network. This desk would open it for: French auto-entrepreneurs and SASU who want an LCL IBAN without a branch theatre.

What it does well: Named ACPR bank behind the brand; FGDR; Launch-priced for independents. What to watch: France-resident / French entity; Shared FGDR cap with LCL; App launched Jan 2026 — still maturing. Desk score 6.8 / 10 (safety 8.6, fees 6.8, features 7.2, app 7.0). Last verified 2026-08-30. Headquartered in Lyon / Paris, France; founded 2026. None of this is advice — it is a file so you can read the entity before the card colour.