Lulo Bank

Lulo Bank S.A. is Colombia’s first 100% digital bank. SFC. Fogafín, live cap COP 50 million — confirm. Gilinski / GNB Sudameris is the group. It is not Bancolombia and it is not Nequi. Littio is a dollar fintech. Directories still write ‘Bancolombia digital bank’ on this tile. That sentence is false. The charter is Lulo Bank S.A.

Bogotá, 2020 licence, retail later. The purple app is a bank. Nequi is Bancolombia’s wallet. Two objects. This desk will not merge them.

Lulo Bank lists Bank — Lulo Bank S.A. First 100% digital bank in Colombia. Fogafín member under Superintendencia Financiera de Colombia in Colombia. On safeguarding we currently write: Fogafín covers eligible deposits at Lulo Bank S.A. — live cap COP 50 million per depositor per institution. Confirm the current Fogafín ceiling.. Holder / issuer line: Lulo Bank S.A.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Digital SKU — confirm live; FX Not a travel bank; ATM Network schedule; interest Savings pitch — rates move. This desk would open it for: Colombia residents who want an SFC digital bank, not a Bancolombia wallet.

What it does well: Named SFC bank; Fogafín; Honestly a bank, not a wallet. What to watch: Colombia-resident; Gilinski group is not a second scheme; Nequi is the wallet most Colombians already have. Desk score 6.9 / 10 (safety 8.0, fees 7.8, features 7.0, app 8.0). Last verified 2026-08-30. Headquartered in Bogotá, Colombia; founded 2020. None of this is advice — it is a file so you can read the entity before the card colour.