Best Gnosis Pay alternatives

#1 alternative

RedotPay

active

Spend USDT on a real card. The 2025–26 crypto-card default.

4.5

Hong Kong · 2M+ · Growth-stage

7.5Solid

The crypto-card to put on country pages for UAE, Nigeria, and SE Asia. Lead with ‘this is not a deposit.’ Then it is a useful rail.

Best for: People who already hold stablecoins and need a card that works at a terminal.

Licence

Card programme + VASP stack

Protection

Stablecoins on the card are not bank deposits

Monthly

Free virtual · physical issuance fee

#2 alternative

Kast

active

USDC business account and Visa cards. Crypto treasury, not a bank.

4.3

Singapore · Tens of thousands of firms · Seed / growth

7.3Solid

Kast (KST / CAST in forums) is the business crypto-card. Put it next to RedotPay (consumer) and Mercury (fiat start-up bank). Never instead of FDIC.

Best for: Teams that already hold USDC and need cards, not a first operating account.

Licence

Stablecoin account + Visa BIN

Protection

USDC is not a bank deposit. No FDIC, no FSCS, no DICGC.

Monthly

Free virtual · paid metal / extra cards

#3 alternative

Crypto.com

active

The stadium-named crypto app: exchange, card, and a metal hierarchy.

4.4

Singapore · 80M+ · Private · large strategic rounds

7.2Solid

A crypto card with a marketing budget. Score the current stake table, not the 2021 one. RedotPay is often simpler for pure USDT spend.

Best for: Users who want a metal crypto card and will read the stake terms twice.

Licence

Exchange + card programme by market

Protection

Crypto not insured. Card is a spend product on a crypto/fiat account.

Monthly

Card tiers gated by CRO stake (terms change — verify)

#4 alternative

Wirex

active

The original crypto card, still issuing in more places than you think.

4.2

London · 6M+ · ~$20M+ plus token

7.1Solid

The veteran. Check whether your country still gets a card before you switch.

Best for: UK/EU users who want a long-running crypto card with an EMI wrapper on fiat.

Licence

EMI (UK)

Protection

EMI safeguarding on fiat e-money; crypto is separate

Monthly

Free + paid X-tras

#5 alternative

Revolut

active

Global money app that finally became a UK bank.

4.7

London · 50M+ · $1.7B raised · ~$45B val.

8.6Strong

The default comparison set for a reason. Treat the UK bank product and the e-money wallet as different legal objects, then Revolut wins most travel and multi-currency briefs. It is not the quietest home for a salary if you want a full-licence high-street feel — that is still Starling or Monzo in the UK.

Best for: People who live in more than one currency and want one app for spend, FX, and extras.

Licence

UK bank (eligible customers)

Protection

FSCS up to £85,000 on UK bank balances; EMI safeguarding on e-money wallets

Monthly

Free · Plus/Premium/Metal/Ultra paid