Tools
Account finder
Where you live, personal or business, what you need. We only list products we actually review — with the KYC caveat on the tin.
13 live matches for a business file from United States. Regulator: OCC, FDIC, Federal Reserve, FinCEN, state banking departments. FDIC insurance up to $250,000 per depositor, per insured bank, per ownership category
WiseRemote-friendly
The mid-market FX rail everyone else is measured against.
Often openable without flying in. KYC still has to pass.
EMI / payments firm, not a bank. Local details via partners. KYC still has to pass.
8.6Strong
AirwallexRemote-friendly
Global business accounts from a Singapore-born payments company.
Often openable without flying in. KYC still has to pass.
Global accounts + expense cards. KYB is real. Not a retail salary account.
8.3Strong
RampLocal KYC
US corporate cards and bill pay that sell savings, not points theatre.
Usually needs residency or a local director.
Spend platform. Pair with a real operating account.
7.8Solid
MercuryRemote-friendly
The US start-up current account, built with partner banks.
Often openable without flying in. KYC still has to pass.
US-incorporated companies. Non-resident founders can apply; 2025–26 KYB got stricter on US address.
7.6Solid
RelayRemote-friendly
US business banking with unlimited accounts for operators who like boxes.
Often openable without flying in. KYC still has to pass.
US entity. Often the fallback when Mercury wants a harder address proof.
7.4Solid
BrexLocal KYC
US start-up cards and spend. Not a bank, on purpose.
Usually needs residency or a local director.
Cards and treasury for US companies — not a current account for a foreign founder.
7.3Solid
FoundLocal KYC
US banking for the self-employed: taxes, invoices, and a debit card.
Usually needs residency or a local director.
Solo US operators more than venture-backed teams.
7.3Solid
KastRemote-friendly
USDC business account and Visa cards. Crypto treasury, not a bank.
Often openable without flying in. KYC still has to pass.
Stablecoin cards for companies. KYB gated.
7.3Solid
BluevineLocal KYC
US business checking and invoice factoring. Partner-bank, not a charter.
Usually needs residency or a local director.
US businesses. Coastal Community Bank.
7.0Solid
NovoRemote-friendly
Simple US business checking for freelancers and small LLCs.
Often openable without flying in. KYC still has to pass.
US small-business checking via Middlesex Federal.
6.9Mixed
LimitedRemote-friendly
SF spend platform. Not a bank. US DDA sits at a partner bank — Cross River in the live-era copy. Confirm the footer.
Often openable without flying in. KYC still has to pass.
Spend platform. Not a bank. US DDA at Cross River in live-era copy. Confirm the partner.
6.7Mixed
PEX CardLocal KYC
US virtual and physical spend cards for teams, field staff, and programs.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
6.6Mixed
Next
Incorporating in United States?
Non-resident founders selling to the US, Stripe, or US customers. 1–10 days to form + EIN; banking 1–15 days.
Company → bank pathQuestions people actually type
01Can I open a US bank account from India without flying?
A chartered US bank almost never. Wise (and some fintechs) can issue USD account details to people who pass KYC. For a company, form a US LLC first, then try Wise Business, Relay, or Mercury — Mercury got pickier on US address in 2025–26.
02Is Wise a bank?
No. It is an EMI / payments firm. Local account details sit at partner banks. Safeguarding is not FSCS or FDIC on the Wise entity.
03What does ‘remote’ mean here?
You can often complete KYC on a video call without living in the product’s home country. It is not a guarantee of approval.
04Why is Revolut missing for my country?
Residency-gated. If we do not list it, they are not taking that residency on the consumer file we track — or the product is business-only.
NeoBankDB does not open accounts, form companies, or give legal advice. Approval is the provider’s.