How the register is marked: six numbers, no mystery sauce

Directories die when the score is a painted trophy. Ours is a weighted average you can recompute from the breakdown on every product page. Weights live in the methodology and in the code.

Safety first

A pretty app with an unnamed BaaS partner should not outrank a boring ADI. That is the whole editorial position. Fees come second because this category lies about fees.

What we do not score

Brand heat, Super Bowl ads, founder Twitter. Metal cards are a feature flag, not a personality. Closed products keep a historical mark so the graveyard is comparable.