Best Slice alternatives

#1 alternative

Scapia

active

Indian travel credit card. Zero forex, Federal Bank issued.

4.4

Bengaluru · 3M+ · Series B-era

7.5Solid

Scapia is the Indian travel-card answer, not a current account. Put it next to Niyo (forex prepaid) and a scheduled-bank salary account. Do not list it as a neobank deposit.

Best for: Indians who want a travel credit card with a named scheduled-bank issuer.

Licence

Credit card issued by a scheduled bank

Protection

This is a credit card, not a deposit account — Federal Bank is the issuer

Monthly

Nil joining / annual on the core travel card (confirm live offer)

#2 alternative

Jupiter

active

Indian money app on a partner-bank current account.

4.3

Bengaluru · 8M+ · ~$130M raised

6.9Mixed

Buy Jupiter for the app. Read the partner-bank line for the deposit. Same rule as Fi.

Best for: Urban Indian users who want a prettier Federal Bank account.

Licence

Partner-bank / NBFC stack

Protection

DICGC on the partner scheduled bank, up to ₹5 lakh — not on the Jupiter brand

Monthly

Free core · metal/credit extras paid

#3 alternative

Fi

active

Indian neobank that bet on US stocks and a Federal Bank account.

4.1

Bengaluru · 5M+ · ~$140M raised

6.9Mixed

Useful if the US-stocks sleeve is why you opened it. For a plain salary account, a scheduled bank app is safer and duller.

Best for: Indian millennials who want US stocks next to a salary account.

Licence

Partner-bank fintech

Protection

DICGC on the partner scheduled bank

Monthly

Free core · Fit Rules / US stocks extras

#4 alternative

Kestrl is a habit layer. Keep a Monzo/Starling/high-street account for the actual deposit. Halal branding does not move FSCS.

Best for: UK Muslims who want a money app that speaks their constraints, with a real bank still underneath.

Licence

App + partner EMI/bank rails

Protection

If a spending account exists, it is partner-EMI or bank — not Kestrl-as-bank

Monthly

Freemium / subscription SKUs — confirm live

#5 alternative

Brex

active

US start-up cards and spend. Not a bank, on purpose.

3.9

San Francisco · Tens of thousands of firms · $1B+ raised historically

7.3Solid

Brex is a card and spend platform. Ramp is the rival. Mercury is the checking account you put underneath.

Best for: US start-ups that want Ramp-class cards with a slightly different religion.

Licence

Commercial card + treasury partners

Protection

Treasury/cash sits at partner banks or money-market — cards are credit/charge

Monthly

Card program; rewards-funded for eligible start-ups

#6 alternative

Found

active

US banking for the self-employed: taxes, invoices, and a debit card.

4.8

San Francisco · Self-employed base · Series-era (Allianz x others)

7.3Solid

Found is the freelancer current account. Novo is generic SMB. Relay is multi-entity ops.

Best for: US freelancers who hate QuickBooks more than they hate banks.

Licence

Fintech with partner banks

Protection

FDIC via Piermont Bank and partners

Monthly

Free core