Best Jupiter alternatives

#1 alternative

Fi

closed

Fi was an Indian money app on a Federal Bank savings account. The app is no longer the channel. The deposit was always Federal Bank.

4.1

Bengaluru · 5M+ · ~$140M raised

6.9Mixed

The Fi app is not where you bank. On 11 March 2026 Fi told customers the banking services on the app would stop. Federal Bank said the partnership was ending and the account stayed put. That is the whole file. Directories that still list Fi as a live Indian neobank are dating a wrapper. NeoBankDB keeps the slug so “Fi Money alternative” search does not hit a 404, and so the 2021–26 wrapper era has an obituary. Funds were never at “Fi Bank”. There is no such licence. Download Federal Bank’s FedMobile. The account number did not change. Compare live India files: Jupiter, Niyo, Scapia (card, not a deposit).

Best for: Historical file. Do not open the savings SKU here.

Licence

Partner-bank fintech

Protection

DICGC follows Federal Bank, not Fi. If you still have the account, open FedMobile.

Monthly

Free core · Fit Rules / US stocks extras

#2 alternative

Niyo

active

Indian forex and salary card for people who actually leave the country.

4.0

Bengaluru · 4M+ · ~$90M raised

7.1Solid

Pick Niyo for the trip. Pick a scheduled bank for the salary. Do not confuse the two in an alternatives table.

Best for: Indian travellers and NRI-adjacent users who want a forex card, not a full bank.

Licence

Forex / partner-bank

Protection

Partner-bank DICGC where a bank balance exists; forex wallets differ

Monthly

Product-dependent; forex cards often zero annual

#3 alternative

Wise

active

The mid-market FX rail everyone else is measured against.

4.7

London · 16M+ · Public (WISE)

8.6Strong

The control for cross-border. Pair with a licensed local bank for salary protection. Never describe Wise personal as a UK bank account.

Best for: Anyone who receives or sends money across borders for a living.

Licence

EMI (personal)

Protection

Safeguarded e-money at Wise Payments Limited — not FSCS. Wise’s own help: they do not lend customer balances; safeguarding is not a deposit-guarantee scheme. Local account details may sit at partner banks (US: Community Federal Savings Bank in some states).

Monthly

Free personal · Wise Business subscription optional

#4 alternative

Yuh

active

Yuh is not a bank. Swissquote Bank Ltd is. esisuisse cover is CHF 100,000, shared.

Gland · Swiss all-in-one app · Swissquote (100% after July 2025)

7.6Solid

Yuh is not a bank. The English homepage says it in one paragraph: Swissquote Bank Ltd provides the banking, FINMA authorises that bank, and esisuisse cover is CHF 100,000 shared with Swissquote. July 2025 ended the PostFinance joint venture. If you already hold cash at Swissquote, do not count CHF 100,000 twice. Zak is Bank Cler. Neon sits at Hypothekarbank Lenzburg. Read those files separately.

Best for: People who live in Switzerland and want spend plus invest, and who accept Swissquote as the bank.

Licence

Fintech app — not a bank

Protection

Yuh itself is not a bank. Banking sits at Swissquote Bank Ltd, FINMA-authorised. esisuisse covers eligible deposits up to CHF 100,000. Yuh and Swissquote are one entity, so the cap is shared.

Monthly

No fees whenever possible — live list on yuh.com/en/pricing

#5 alternative

Chase UK

active

J.P. Morgan Europe Limited trading as Chase. UK bank, PRA/FCA, FSCS up to £120,000.

London · UK digital bank · JPMorgan Chase

7.6Solid

Chase UK is a bank. The legal name is J.P. Morgan Europe Limited. PRA-authorised, FCA-regulated, FSCS up to £120,000. It is a useful UK current account with honest travel spend. It is not Revolut’s multi-country stack and not a US Chase login. UK tax residents only.

Best for: UK residents who want a JPMorgan current account in an app, with FSCS, and cheap travel spend.

Licence

UK bank

Protection

FSCS up to £120,000 per depositor per bank (Chase UK FSCS page) at J.P. Morgan Europe Limited.

Monthly

£0

#6 alternative

Neo Financial

active

Calgary fintech. Not an OSFI bank. Eligible cash sits in trust at CDIC-member institutions.

Calgary · Canadian fintech · Private

6.8Mixed

Neo Financial is not a bank. Neo Financial Technologies Inc. is a Calgary fintech, a FINTRAC money-services business and a payments-Canada PSP. CDIC cover, when it applies, follows the member institution that holds the funds in trust — Peoples Bank of Canada is named on the HISA. File it as a Canadian app with a partner-bank deposit, not as EQ Bank.

Best for: Canadian residents who want the Neo app and will read which CDIC member holds the cash.

Licence

MSB and payment service provider

Protection

Neo is not a CDIC member. Eligible funds held in trust at CDIC-member institutions can be covered up to CAD $100,000 per beneficiary per member institution.

Monthly

$0 monthly on chequing, on the September 2026 agreement