Israel
activeNeobank
- HQ
- Tel Aviv
- Fee
- Zero basic current-account commissions on Pepper’s own page; special operations extra
ONE ZERO
Israel’s first new bank in decades. Bank of Israel licence. Digital private banking.
Legal entity: One Zero Digital Bank Ltd
Rate this app
7.0Solid
AlternativesFive questions
At a glance
Is it a bank?
Yes — Licensed bank — One Zero Digital Bank Ltd (Bank of Israel). Still read the entity on the statement.
If it fails?
One Zero Digital Bank Ltd is a Bank of Israel licensed bank (restricted licence 2019, full licence January 2022). Eligible deposits follow Israeli banking law for a licensed bank. This file does not invent a shekel cap the homepage did not print.
Salary?
A licensed Israeli bank account can take a local salary. Confirm the product you open.
Open from abroad?
Israeli onboarding. The seven-minute pitch is not a non-resident product.
Monthly fee
Digital private-banking packs — confirm live in-app
Account number
No IBAN-class local rail on this file.
NeoBankDBVerdict
Licence first · score second
7.0
/10 · Solid
One Zero Digital Bank Ltd is a Bank of Israel licensed bank — restricted licence 30 December 2019, full licence 10 January 2022, first new Israeli bank in decades. That is the file. Pepper is Bank Leumi’s digital account, not a separate charter. ONE ZERO is the charter. Their English homepage pitches digital private banking and an in-app open in around seven minutes, and prints 180,000 customers. Eligible deposits follow Israeli banking law for a licensed bank; this review does not invent a shekel insurance cap the page did not state. Not a tourist account.
What it is
Israel had not licensed a new bank in a generation. ONE ZERO is that bank. Directories will dump it next to Pepper. Pepper is Leumi. This is not.
Best for: Israeli residents who want a licensed digital bank rather than a Big Three app skin.
Last checked 2026-09-02. Not advice.
What it does well
- +Full Bank of Israel licence
- +Own bank, not a Leumi/Discount skin
- +Homepage publishes 180,000 customers
- +Private-banking positioning is honest about who it is for
What to watch
- −Israel residency
- −Young bank
- −Deposit-guarantee figure not on the English homepage this pass
- −Private-banking fees are not a free current account
Legal entity, not the app icon
Who is behind it
- Legal name
- One Zero Digital Bank Ltd
The product, not the brand colour
The account
- Platforms
- iOS · Android
- Account types
- Digital private banking / personal
- Partner bank
- One Zero Digital Bank Ltd
- Availability
- Israel
- Remote open
- Israeli onboarding. The seven-minute pitch is not a non-resident product.
- Onboarding
- Download the app, then in-app identity — their copy says around seven minutes.
- Salary / payroll
- A licensed Israeli bank account can take a local salary. Confirm the product you open.
- Local rails
- Israeli shekel rails
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Investing
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- visa · physical · virtual · Apple Pay · Google Pay
Licence first
Safety
One Zero Digital Bank Ltd is a Bank of Israel licensed bank (restricted licence 2019, full licence January 2022). Eligible deposits follow Israeli banking law for a licensed bank. This file does not invent a shekel cap the homepage did not print.
Holder / issuer: One Zero Digital Bank Ltd
- Bank of IsraelLicensed bank — One Zero Digital Bank Ltd · Israel
Fees
- Monthly
- Digital private-banking packs — confirm live in-app
- FX markup
- Confirm live (homepage markets FX as a feature)
- ATM
- Confirm live
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- ✓Stocks
- –Business
- –Kids
- –Halal
- Bank of Israel licence
- Digital private banking
- Securities sleeve
- In-app onboarding ~7 minutes on their copy
Before you tap Sign up
How to open
Step 1
Name the entity
One Zero Digital Bank Ltd. Bank of Israel. Not Pepper, not Leumi.
Step 2
Israeli KYC
In-app identity. Residency-gated. The seven-minute line is marketing, not a waiver.
Step 3
Separate banking and securities
Private-banking / securities sleeves are not the current account. Read which product you hold.
Score
- Safety25%
- 8.0
- Fees20%
- 6.6
- Features15%
- 8.2
- App15%
- 8.2
- Global15%
- 3.0
- Support10%
- 7.2
Change log
Full logLicence
One Zero Digital Bank Ltd — full Bank of Israel licence
First new Israeli bank in decades. Restricted licence 2019, full licence January 2022.
Available in
Straight answers
FAQ
01Is ONE ZERO a bank?
ONE ZERO holds a banking-style licence (Bank of Israel). Still read the legal entity on the statement, not the app icon.
02How is money protected?
One Zero Digital Bank Ltd is a Bank of Israel licensed bank (restricted licence 2019, full licence January 2022). Eligible deposits follow Israeli banking law for a licensed bank. This file does not invent a shekel cap the homepage did not print.
03Where is ONE ZERO available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with ONE ZERO.
04Card and wallets?
visa · physical · virtual · Apple Pay · Google Pay
05Can I open ONE ZERO remotely?
Israeli onboarding. The seven-minute pitch is not a non-resident product.
06What is the legal name behind ONE ZERO?
One Zero Digital Bank Ltd. Read the entity on the statement, not the app icon.
07Can I receive salary on ONE ZERO?
A licensed Israeli bank account can take a local salary. Confirm the product you open.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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