mBank

mBank S.A. is a listed Polish bank. KNF, NBP, BFG up to €100,000-equivalent. Commerzbank is the owner. BRE Bank rebranded in 2013; the digital franchise is older than N26. OJSC mBank in Bishkek is a different company under the National Bank of the Kyrgyz Republic. Two orange logos. Two files. A Polish IBAN here is a bank IBAN.

Warsaw. Directories call it a neobank because the app is orange. It is a universal bank with a digital habit. Read the KNF name.

mBank lists Bank — mBank S.A. Listed. Commerzbank group under KNF / NBP / ECB (SSM) in Poland. On safeguarding we currently write: Bankowy Fundusz Gwarancyjny (BFG) up to €100,000-equivalent per depositor per bank. Holder / issuer line: mBank S.A.. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Account packs — confirm live; FX Bank tariff / eKonto possibilities; ATM mBank / Planet Cash network; interest Savings SKUs — rates move. This desk would open it for: Poland residents who want a KNF bank with a two-decade digital franchise, not a 2020 wallet.

What it does well: Named KNF bank; BFG; Scale. What to watch: Poland-resident for retail; Name collision with Kyrgyz OJSC mBank; Pack fees. Desk score 7.4 / 10 (safety 8.6, fees 7.4, features 8.0, app 8.4). Last verified 2026-08-30. Headquartered in Warsaw, Poland; founded 1986. None of this is advice — it is a file so you can read the entity before the card colour.