Kyrgyzstan
mBank
Polish listed bank. KNF / NBP. BFG €100k-equivalent. Commerzbank-owned. Not the Kyrgyz OJSC.
4.8
7.4Solid
activeNeobankBusiness banking
- HQ
- Warsaw
- Fee
- Account packs — confirm live
mBank KG
OJSC mBank, Bishkek. NBKR. Not Polish mBank S.A. Not BFG.
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6.4Mixed
AlternativesFive questions
At a glance
Is it a bank?
Yes — Bank — OJSC mBank (Bishkek). Not mBank S.A. Warsaw (National Bank of the Kyrgyz Republic). Still read the entity on the statement.
If it fails?
Deposit Protection Agency of the Kyrgyz Republic on eligible deposits at member banks — confirm live cap. Not Polish BFG.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Bank tariff — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.4
/10 · Mixed
OJSC mBank in Bishkek is a National Bank of the Kyrgyz Republic bank. It is not mBank S.A. of Warsaw, not Commerzbank, not BFG. Directories collide the wordmarks because both are orange and both say mBank. This desk keeps two slugs. Eligible deposits follow the Kyrgyz Deposit Protection Agency if the bank is a member — confirm the live cap.
What it is
Bishkek retail bank with a heavy digital front. The Polish listed bank is the other file. Read the country in the IBAN, or the absence of one.
Best for: Kyrgyzstan residents who want the Bishkek bank, not a Warsaw IBAN.
Last checked 2026-08-30. Not advice.
What it does well
- +Named NBKR bank
- +Local rails
- +Separated from Polish mBank
- +Not an EMI
What to watch
- −Kyrgyzstan-resident
- −Directories smash the two orange logos
- −Scheme cap must be confirmed live
- −Not SEPA
Who holds the money
The account
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Business
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- mBank KG lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Deposit Protection Agency of the Kyrgyz Republic on eligible deposits at member banks — confirm live cap. Not Polish BFG.
Who holds the money: OJSC mBank
- National Bank of the Kyrgyz RepublicBank — OJSC mBank (Bishkek). Not mBank S.A. Warsaw · Kyrgyzstan
Fees
- Monthly
- Bank tariff — confirm live
- FX markup
- Bank tariff
- ATM
- mBank KG network
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- ✓Business
- –Kids
- –Halal
- KGS current / card
- NBKR bank
- Elsom / QR adjacency
- Not Polish BFG
- Separate company
Score
- Safety25%
- 7.0
- Fees20%
- 7.2
- Features15%
- 6.8
- App15%
- 7.4
- Global15%
- 3.0
- Support10%
- 6.2
Change log
Full logLicence
OJSC mBank Bishkek — NBKR
Not Polish mBank S.A. Not BFG. Two orange logos, two files.
Available in
Straight answers
FAQ
01Is mBank KG a bank?
mBank KG holds a banking-style licence (National Bank of the Kyrgyz Republic). Still read the legal entity on the statement, not the app icon.
02How is money protected?
Deposit Protection Agency of the Kyrgyz Republic on eligible deposits at member banks — confirm live cap. Not Polish BFG.
03Where is mBank KG available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with mBank KG.
04Card and wallets?
mBank KG lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open mBank KG remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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