Revolut’s UK bank is live. Your app might still be an EMI.

Revolut’s UK banking permission is the end of a long wait and the start of a documentation problem. Eligible UK customers on the bank product get FSCS. Everyone else remains in e-money land. The app looks the same.

This register splits the score: safety rises for the UK bank sleeve, not for crypto, stocks, or overseas EMI balances. If your statement still says e-money, you do not have the bank.