Saudi Arabia
activeFeaturedNeobankHalal banking
- HQ
- Riyadh
- Fee
- Confirm live — fees page on d360.com/en/services-fees
Vision Bank
SAMA digital bank. CR 1010850478. Capital SAR 1.5bn. Non-objection 15 Sep 2025. Shariah.
Legal entity: Vision Bank Closed Joint Stock Company
Rate this app
6.8Mixed
AlternativesFive questions
At a glance
Is it a bank?
Yes — Digital bank — Vision Bank Closed Joint Stock Company (Saudi Central Bank (SAMA)). Still read the entity on the statement.
If it fails?
Footer: Vision Bank, Closed Joint Stock Company, Capital of SAR 1,500,000,000, CR 1010850478, regulated by the Saudi Central Bank. SAMA granted a non-objection to commence digital banking operations on 15 September 2025. Eligible deposits follow the kingdom’s bank scheme — confirm the live cap on SAMA. This is not Barq (a SAMA e-wallet).
Salary?
A SAMA bank current account can take a Saudi salary. Confirm the IBAN Vision issues.
Open from abroad?
Saudi KYC / Absher-class identity. Not a tourist SAR mill.
Monthly fee
Confirm live on Fees & Charges
Account number
No IBAN-class local rail on this file.
NeoBankDBVerdict
Licence first · score second
6.8
/10 · Mixed
Vision Bank is a SAMA digital bank. Privacy notice: Vision Bank Closed Joint Stock Company, CR 1010850478, 6537 King Abdulaziz Rd., King Salman Dist., 12432 Riyadh. Footer restates capital SAR 1,500,000,000. SAMA’s 15 September 2025 news item granted a non-objection to commence digital banking operations. D360 (CR 1010822737, capital SAR 2.1bn) and STC Bank (ex stc pay) are the other SAMA digital-bank files. Barq is an e-wallet. meem is Gulf International Bank’s skin. Shariah committee members are named on the About page. Eligible deposits follow the kingdom’s bank scheme — confirm the live cap on SAMA, not a roundup.
What it is
The third SAMA digital-bank licence, live enough to print a CR and a Riyadh national address. Directories that still list Vision as ‘coming soon’ missed September 2025.
Best for: Saudi residents who want the third SAMA digital bank (after D360 and STC Bank), with Shariah on the charter.
Last checked 2026-09-03. Not advice.
What it does well
- +SAMA non-objection dated 15 Sep 2025 on sama.gov.sa
- +CR and SAR 1.5bn capital on the operator footer
- +Shariah committee named
- +Not an e-wallet class
What to watch
- −Younger than D360 / STC Bank as a live operator
- −National address is Riyadh — not a tourist product
- −Guarantee cap not printed on the homepage
- −Noura is marketing, not the licence
Legal entity, not the app icon
Who is behind it
- Legal name
- Vision Bank Closed Joint Stock Company
- Offices
- 6537 King Abdulaziz Rd., King Salman Dist., 12432 Riyadh, Saudi Arabia (national address 6537 Riyadh 12432-2693)
The product, not the brand colour
The account
- Platforms
- iOS · Android
- Account types
- Current · Goal-based savings · Term deposit · Family · Business
- Partner bank
- Vision Bank Closed Joint Stock Company
- Availability
- Saudi Arabia
- Remote open
- Saudi KYC / Absher-class identity. Not a tourist SAR mill.
- Onboarding
- visionbank.com.sa — Start your journey / Noura chat on the homepage.
- Salary / payroll
- A SAMA bank current account can take a Saudi salary. Confirm the IBAN Vision issues.
- Local rails
- Saudi local rails on the bank account
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Business · Halal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- visa · physical · virtual · Apple Pay · Google Pay
Licence first
Safety
Footer: Vision Bank, Closed Joint Stock Company, Capital of SAR 1,500,000,000, CR 1010850478, regulated by the Saudi Central Bank. SAMA granted a non-objection to commence digital banking operations on 15 September 2025. Eligible deposits follow the kingdom’s bank scheme — confirm the live cap on SAMA. This is not Barq (a SAMA e-wallet).
Holder / issuer: Vision Bank Closed Joint Stock Company
- Saudi Central Bank (SAMA)Digital bank — Vision Bank Closed Joint Stock Company · Saudi Arabia · CR 1010850478
Fees
- Monthly
- Confirm live on Fees & Charges
- FX markup
- Bank FX
- ATM
- Confirm live
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- ✓Business
- –Kids
- ✓Halal
- SAMA digital bank
- Shariah committee named on About
- Family banking / current / goal savings / term deposit
- Noura assistant on the homepage
- Business SKU named
Before you tap Sign up
How to open
Step 1
Name the CR
Vision Bank Closed Joint Stock Company. CR 1010850478. SAMA digital bank.
Step 2
Saudi KYC
Open via the Vision app / Noura. Absher-class identity. Not a tourist product.
Step 3
Do not confuse with Barq
Barq is a SAMA e-wallet. This is a bank.
Operator documents
Their own papers
These are the operator’s documents. They outrank this review if they disagree.
Score
- Safety25%
- 8.0
- Fees20%
- 7.0
- Features15%
- 7.6
- App15%
- 8.0
- Global15%
- 2.6
- Support10%
- 7.0
Change log
Full logLicence
SAMA non-objection to commence digital banking operations
Vision Bank Closed Joint Stock Company. CR 1010850478. Capital SAR 1.5bn. Third SAMA digital bank after D360 and STC Bank.
Available in
Straight answers
FAQ
01Is Vision Bank a bank?
Vision Bank holds a banking-style licence (Saudi Central Bank (SAMA)). Still read the legal entity on the statement, not the app icon.
02How is money protected?
Footer: Vision Bank, Closed Joint Stock Company, Capital of SAR 1,500,000,000, CR 1010850478, regulated by the Saudi Central Bank. SAMA granted a non-objection to commence digital banking operations on 15 September 2025. Eligible deposits follow the kingdom’s bank scheme — confirm the live cap on SAMA. This is not Barq (a SAMA e-wallet).
03Where is Vision Bank available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Vision Bank.
04Card and wallets?
visa · physical · virtual · Apple Pay · Google Pay
05Can I open Vision Bank remotely?
Saudi KYC / Absher-class identity. Not a tourist SAR mill.
06What is the legal name behind Vision Bank?
Vision Bank Closed Joint Stock Company. Read the entity on the statement, not the app icon.
07Can I receive salary on Vision Bank?
A SAMA bank current account can take a Saudi salary. Confirm the IBAN Vision issues.
08Is Vision Bank live?
SAMA granted a non-objection to commence digital banking operations on 15 September 2025. The operator site is live with a CR, capital line, and products. Still a young book.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
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