Saudi Arabia
activeWallet / e-money
- HQ
- Riyadh
- Fee
- Wallet SKU — confirm live
meem
Gulf International Bank digital brand. SAMA. Sharia-screened. Not a separate digital-bank licence.
Tap a star to jump to reviews
6.8Mixed
AlternativesFive questions
At a glance
Is it a bank?
Yes — Digital brand of Gulf International Bank — Saudi Arabia. Not a separate SAMA digital-bank licence (SAMA). Still read the entity on the statement.
If it fails?
SAMA bank-deposit protection follows Gulf International Bank as a licensed bank. meem is a brand — shared with other GIB deposits. Confirm the live scheme copy.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Digital SKU — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.8
/10 · Mixed
meem is Gulf International Bank’s digital brand in Saudi Arabia. SAMA. Sharia-compliant current and cards. Barq is a SAMA e-wallet. STC Pay is payments. This is a bank skin. Deposit protection, if it applies, follows GIB — confirm the live scheme sentence. Directories dump it next to a 2020 neobank. GIB is older than that.
What it is
Dhahran heritage, Riyadh retail. GIB is a Bahrain-born wholesale name with a Saudi digital front. The meem wordmark is not a second licence.
Best for: Saudi residents who want GIB in an app and a Sharia-screened current, not STC Pay.
Last checked 2026-08-30. Not advice.
What it does well
- +Named SAMA bank behind the brand
- +Sharia-screened SKU
- +mada rails
- +Not Barq
What to watch
- −KSA-resident
- −Shared cap with GIB
- −App ratings are mixed
- −Directories invent a fintech charter
Who holds the money
The account
- Partner bank
- Gulf International Bank
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Halal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- meem lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
SAMA bank-deposit protection follows Gulf International Bank as a licensed bank. meem is a brand — shared with other GIB deposits. Confirm the live scheme copy.
Who holds the money: Gulf International Bank — Saudi Arabia
- SAMADigital brand of Gulf International Bank — Saudi Arabia. Not a separate SAMA digital-bank licence · Saudi Arabia
Fees
- Monthly
- Digital SKU — confirm live
- FX markup
- Bank tariff
- ATM
- GIB / mada network
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- ✓Halal
- SAR digital current
- Sharia-screened
- mada / Visa
- SAMA via GIB
- Not Barq’s e-wallet
Score
- Safety25%
- 7.8
- Fees20%
- 7.2
- Features15%
- 7.0
- App15%
- 7.4
- Global15%
- 4.0
- Support10%
- 6.4
Change log
Full logLicence
Gulf International Bank digital brand, SAMA
Sharia-screened. Not Barq. Not a separate digital-bank licence.
Available in
Straight answers
FAQ
01Is meem a bank?
meem holds a banking-style licence (SAMA). Still read the legal entity on the statement, not the app icon.
02How is money protected?
SAMA bank-deposit protection follows Gulf International Bank as a licensed bank. meem is a brand — shared with other GIB deposits. Confirm the live scheme copy.
03Where is meem available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with meem.
04Card and wallets?
meem lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open meem remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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