MONETA Money Bank

MONETA Money Bank, a.s. is a Czech National Bank credit institution. Guarantee System up to €100,000-equivalent. Ex GE Money Bank, listed in Prague, PPF-adjacent on the register. Air Bank is PPF’s other digital bank — two files, two pots, do not double-count if group rules say so. N26 is German EdB. A Czech current account here is a bank current account.

Prague 4, Vyskočilova. Smart Banka is the app. Directories file it next to Revolut because both have black icons. Revolut is specialised-bank plus EMI. This is a Czech bank with 100+ branches and 500+ ATMs.

MONETA Money Bank lists Credit institution — MONETA Money Bank, a.s. (ex GE Money Bank) under Czech National Bank / ECB in Czechia. On safeguarding we currently write: Czech Financial Market Guarantee System up to €100,000-equivalent per depositor per bank. Holder / issuer line: MONETA Money Bank, a.s.. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Account packs — confirm live; FX Bank tariff — worldwide ATM pitch on some SKUs; ATM Own ATMs free; worldwide pitch on some current SKUs — confirm live; interest Savings / mortgages — rates move. This desk would open it for: Czech residents who want a CNB bank with a digital front, not N26’s German IBAN.

What it does well: Named CNB bank; Guarantee System; Scale. What to watch: Czech-resident; Branch network still exists — not a pure app; Pack fees. Desk score 7.4 / 10 (safety 8.6, fees 7.4, features 7.6, app 8.0). Last verified 2026-08-30. Headquartered in Prague, Czechia; founded 1998. None of this is advice — it is a file so you can read the entity before the card colour.