Singapore
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
MariBank
MAS digital full bank. Sea Limited. SDIC S$100k. Not Shopee Pay and not Grab’s GXS.
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7.5Solid
AlternativesFive questions
At a glance
Is it a bank?
Yes — Digital full bank — MariBank Singapore Private Limited. SDIC member (Monetary Authority of Singapore). Still read the entity on the statement.
If it fails?
SDIC deposit insurance up to S$100,000 per depositor per member bank
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
S$0 core pitch — confirm live (overseas-transfer fees restated mid-2026)
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.5
/10 · Solid
MariBank Singapore Private Limited is an MAS digital full bank. SDIC up to S$100,000 (the 2024 uplift; older blogs still say S$75k). Sea Limited is the shareholder. Shopee Pay is e-money. GXS is the other digital full bank. Trust is Standard Chartered’s digital brand. Three different Singapore objects. Keep reading the live overseas-transfer tariff.
What it is
Licence 2020-era, retail 2023. Directories dump it next to Grab. Grab’s bank is GXS. This is Sea. Read the MAS name.
Best for: Singapore citizens, PRs and pass-holders who want an MAS digital bank, not a Shopee wallet.
Last checked 2026-08-30. Not advice.
What it does well
- +Named MAS digital full bank
- +SDIC S$100k
- +Same class as GXS
- +Shareholder is not the scheme
What to watch
- −Singapore-resident / pass
- −ATM debit is thin
- −Shopee Pay is a different object
- −Overseas-transfer fees moved in 2026 copy
Who holds the money
The account
- Platforms
- iOS · Android
- Account types
- Personal · SME SGD
- Partner bank
- MariBank Singapore Private Limited
- Minimum balance
- S$0
- Lowest monthly fee
- S$0 core — confirm live overseas-transfer tariff
- Who can open
- Singapore citizens, PRs, valid pass; SG businesses
- Availability
- Singapore
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Business
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- MariBank lists a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
SDIC deposit insurance up to S$100,000 per depositor per member bank
Who holds the money: MariBank Singapore Private Limited
- Monetary Authority of SingaporeDigital full bank — MariBank Singapore Private Limited. SDIC member · Singapore
Fees
- Monthly
- S$0 core pitch — confirm live (overseas-transfer fees restated mid-2026)
- FX markup
- Overseas-transfer SKU — confirm live tariff
- ATM
- Limited ATM — FPS is the rail
- Interest
- Savings rate pitch — rates move
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- ✓Business
- –Kids
- –Halal
- SGD digital full bank
- SDIC S$100k
- Personal + SME
- Overseas transfers
- Sea / Shopee distribution
Score
- Safety25%
- 8.4
- Fees20%
- 7.6
- Features15%
- 7.2
- App15%
- 8.0
- Global15%
- 6.4
- Support10%
- 6.6
Change log
Full logLicence
MAS digital full bank, SDIC S$100k
Sea Limited is the shareholder. Not Shopee Pay. Not GXS.
Available in
Straight answers
FAQ
01Is MariBank a bank?
MariBank holds a banking-style licence (Monetary Authority of Singapore). Still read the legal entity on the statement, not the app icon.
02How is money protected?
SDIC deposit insurance up to S$100,000 per depositor per member bank
03Where is MariBank available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with MariBank.
04Card and wallets?
MariBank lists a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open MariBank remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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