MariBank

MAS digital full bank. Sea Limited. SDIC S$100k. Not Shopee Pay and not Grab’s GXS.

Rate this app

7.5Solid
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Our take

Desk verdict

MariBank Singapore Private Limited is an MAS digital full bank. SDIC up to S$100,000 (the 2024 uplift; older blogs still say S$75k). Sea Limited is the shareholder. Shopee Pay is e-money. GXS is the other digital full bank. Trust is Standard Chartered’s digital brand. Three different Singapore objects. Keep reading the live overseas-transfer tariff.

Licence 2020-era, retail 2023. Directories dump it next to Grab. Grab’s bank is GXS. This is Sea. Read the MAS name.

MariBank lists Digital full bank — MariBank Singapore Private Limited. SDIC member under Monetary Authority of Singapore in Singapore. On safeguarding we currently write: SDIC deposit insurance up to S$100,000 per depositor per member bank. Holder / issuer line: MariBank Singapore Private Limited. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly S$0 core pitch — confirm live (overseas-transfer fees restated mid-2026); FX Overseas-transfer SKU — confirm live tariff; ATM Limited ATM — FPS is the rail; interest Savings rate pitch — rates move. This desk would open it for: Singapore citizens, PRs and pass-holders who want an MAS digital bank, not a Shopee wallet.

What it does well: Named MAS digital full bank; SDIC S$100k; Same class as GXS. What to watch: Singapore-resident / pass; ATM debit is thin; Shopee Pay is a different object. Desk score 7.5 / 10 (safety 8.4, fees 7.6, features 7.2, app 8.0). Last verified 2026-08-30. Headquartered in Singapore, Singapore; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Singapore citizens, PRs and pass-holders who want an MAS digital bank, not a Shopee wallet.

Pros

  • +Named MAS digital full bank
  • +SDIC S$100k
  • +Same class as GXS
  • +Shareholder is not the scheme

Cons

  • Singapore-resident / pass
  • ATM debit is thin
  • Shopee Pay is a different object
  • Overseas-transfer fees moved in 2026 copy

Account facts

Platforms
iOS · Android
Account types
Personal · SME SGD
Partner bank
MariBank Singapore Private Limited
Minimum balance
S$0
Lowest monthly fee
S$0 core — confirm live overseas-transfer tariff
Who can open
Singapore citizens, PRs, valid pass; SG businesses
Availability
Singapore

How it actually works

Custody
Bank balance
Local rails
In-app ledger
Built for
Personal · Business
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
visa · virtual · Apple Pay · Google Pay

Safety

SDIC deposit insurance up to S$100,000 per depositor per member bank

Holder / issuer: MariBank Singapore Private Limited

  • Monetary Authority of SingaporeDigital full bank — MariBank Singapore Private Limited. SDIC member · Singapore

Fees

Monthly
S$0 core pitch — confirm live (overseas-transfer fees restated mid-2026)
FX markup
Overseas-transfer SKU — confirm live tariff
ATM
Limited ATM — FPS is the rail
Interest
Savings rate pitch — rates move

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • SGD digital full bank
  • SDIC S$100k
  • Personal + SME
  • Overseas transfers
  • Sea / Shopee distribution

Score

Safety25%
8.4
Fees20%
7.6
Features15%
7.2
App15%
8.0
Global15%
6.4
Support10%
6.6

Change log

Full log
  1. Licence

    MAS digital full bank, SDIC S$100k

    Sea Limited is the shareholder. Not Shopee Pay. Not GXS.

Available in

FAQ

01

Is MariBank a bank?

MariBank holds a banking-style licence (Monetary Authority of Singapore). Still read the legal entity on the statement, not the app icon.

02

How is money protected?

SDIC deposit insurance up to S$100,000 per depositor per member bank

03

Where is MariBank available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with MariBank.

04

Card and wallets?

visa · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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