Singapore
United Arab Emirates
Indonesia
Australia
activeFeaturedBusiness banking
- HQ
- Singapore
- Fee
- Account often free
Aspire
Southeast Asian business account, cards, and bill pay.
Tap a star to jump to reviews
7.7Solid
AlternativesFive questions
At a glance
Is it a bank?
No. Aspire is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Partner-bank / safeguarding — not SDIC retail deposits
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Free starter · paid growth plans
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.7
/10 · Solid
Put Aspire on Singapore and UAE country pages. Do not call it a bank.
What it is
Aspire is a Singapore business-account platform: local details, Visa cards, bills. Partner banks hold funds. It competes with Airwallex in SEA and with traditional SME current accounts on UX.
Best for: Singapore and SEA companies that need cards and payables, not a US start-up stack.
Last checked 2026-08-01. Not advice.
What it does well
- +SEA-native
- +Cards + bills
- +UAE useful for founders
What to watch
- −Not a MAS digital bank
- −US wire stack is Mercury-grade only by coincidence
Who holds the money
The account
- Platforms
- Web · iOS · Android
- Account types
- Business accounts · cards
- Minimum balance
- $0
- Lowest monthly fee
- Free core · paid plans
- Who can open
- SEA / HK / India companies (KYB)
- Availability
- Singapore, HK, Indonesia, India and more
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Business · Freelancer
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- Aspire lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Partner-bank / safeguarding — not SDIC retail deposits
- MAS / partnersPayments with partner banks · Singapore / SEA
Fees
- Monthly
- Free starter · paid growth plans
- FX markup
- Competitive on SEA corridors
- ATM
- Card ATM fees
Features
- –IBAN
- ✓Fee-free core
- ✓Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- ✓Business
- –Kids
- –Halal
- SGD / multi-currency accounts
- Corporate cards
- Invoice and bill pay
- Accounting integrations
- UAE and Indonesia expansion
Score
- Safety25%
- 7.2
- Fees20%
- 8.2
- Features15%
- 8.2
- App15%
- 8.2
- Global15%
- 7.0
- Support10%
- 7.4
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is Aspire a bank?
No. Aspire is filed as Payments with partner banks. Read who holds the money before you treat it as a salary account.
02What happens to money in Aspire if it fails?
Partner-bank / safeguarding — not SDIC retail deposits
03What does Aspire charge each month?
The monthly fee on this file is Free starter · paid growth plans. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
activeFeaturedBusiness banking
- HQ
- Paris
- Fee
- Paid plans from a small monthly