Lunar

Lunar Bank A/S is a Danish bank. Finanstilsynet 28002, CVR 39697696, Aarhus. Garantiformuen up to €100,000. Retail in Denmark, Sweden and Norway. That is a bank IBAN, not Wise. N26 is German EdB. bunq is Dutch DGS. Lunar is Danish Garantiformuen. Directories still call it a wallet because the app is pretty. Read the FT number.

Founded 2015, bank licence 2019. Lunar Group owns the bank. Directories confuse it with a Swedish EMI. The Danish word on the licence is the review.

Lunar lists Bank — Lunar Bank A/S, FT no. 28002, CVR 39697696 under Finanstilsynet in Denmark. On safeguarding we currently write: Garantiformuen (Danish Guarantee Fund) up to €100,000 per depositor per bank. Holder / issuer line: Lunar Bank A/S. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Free SKU plus paid plans — confirm live; FX Plan-gated; ATM Network / plan; interest Savings SKUs — rates move. This desk would open it for: Denmark, Sweden or Norway residents who want a Nordic bank app, not a Lithuanian EMI.

What it does well: Named Danish bank; Garantiformuen €100k; FT number on the footer. What to watch: Nordic-resident; Paid plans for the useful bits; Support noise on Trustpilot. Desk score 7.4 / 10 (safety 8.4, fees 7.2, features 7.6, app 8.2). Last verified 2026-08-30. Headquartered in Aarhus, Denmark; founded 2015. None of this is advice — it is a file so you can read the entity before the card colour.