Liv

Liv is Emirates NBD’s digital brand, launched 2017. CBUAE. The deposit sits at Emirates NBD Bank PJSC. Account maintenance is free with salary of AED 5,000+, card spend of AED 2,500, or average balance of AED 3,000 — else AED 25 a month on the published 2026 schedule. Mashreq NEO is another incumbent skin. Wio is a separate digital bank. Read the parent.

Dubai. liv.me. Directories call it the UAE’s first digital bank. It is a brand of a listed bank. The fee PDF is more adult than the lifestyle ads.

Liv lists Digital brand of Emirates NBD Bank PJSC. Not a separate CBUAE digital-bank licence under Central Bank of the UAE in United Arab Emirates. On safeguarding we currently write: UAE bank-deposit protection follows Emirates NBD as a CBUAE licensed bank. Liv is a brand — shared with other ENBD deposits. Confirm the live scheme copy.. Holder / issuer line: Emirates NBD Bank PJSC. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly AED 0 if salary ≥ AED 5,000 or spend/balance waivers; else AED 25/mo; FX Bank tariff; ATM ENBD ATMs free; others charged. This desk would open it for: UAE residents who want Emirates NBD in a black app and can hit a waiver.

What it does well: Named CBUAE bank behind the brand; ENBD ATM network; Honest fee schedule. What to watch: AED 25/mo if waivers fail; UAE-resident; Shared cap with Emirates NBD. Desk score 7.1 / 10 (safety 8.2, fees 6.6, features 7.4, app 8.0). Last verified 2026-08-30. Headquartered in Dubai, United Arab Emirates; founded 2017. None of this is advice — it is a file so you can read the entity before the card colour.