LHV Pank

AS LHV Pank is an Estonian credit institution. Finantsinspektsioon, Eesti Pank, ECB. Tagatisfond up to €100,000. Euromoney still calls it Estonia’s best bank in 2026. LHV Bank Limited in London is a separate PRA bank with FSCS. Two licences. Two schemes. Directories smash them because the letters match. This desk will not.

Tallinn, 1999 as a broker, bank from 2009. LHV Group is listed. The UK subsidiary is the other file on this intake. Read the IBAN country. A Tagatisfond euro is not FSCS. An EE IBAN is not a sort code. Two LHV tiles, two regulators.

LHV Pank lists Credit institution — AS LHV Pank under Finantsinspektsioon / Eesti Pank / ECB in Estonia. On safeguarding we currently write: Tagatisfond (Estonian Deposit Guarantee Fund) up to €100,000 per depositor per bank. Holder / issuer line: AS LHV Pank. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Account packs — confirm live; FX Bank tariff; ATM Network schedule; interest Savings / investment SKUs — rates move. This desk would open it for: Estonia residents who want a local bank IBAN, not a Lithuanian EMI and not the UK LHV file.

What it does well: Named Estonian credit institution; Tagatisfond €100k; Listed parent. What to watch: Estonia-resident for retail; UK LHV Bank Ltd is a different company; Not a travel FX champion. Desk score 7.0 / 10 (safety 8.6, fees 7.2, features 7.8, app 6.2). Last verified 2026-08-30. Headquartered in Tallinn, Estonia; founded 1999. None of this is advice — it is a file so you can read the entity before the card colour.