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EastWest Rural Bank digital brand. BSP. PDIC. Not a separate digital-bank licence.
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Our take
Komo is East West Rural Bank’s digital brand. BSP. PDIC. Launched 2020. Maya is a digital bank. GCash is e-money. Komo is a rural-bank skin. Do not write a BSP digital-bank licence onto it. Confirm the live PDIC ceiling — EastWest pages have cited ₱500k and ₱1m in different years.
Filinvest group. Fort Bonifacio. Directories dump Komo next to Maya because both are apps. The rural-bank word is the review.
Komo lists Digital brand of East West Rural Bank, Inc. (EastWest group). PDIC member under Bangko Sentral ng Pilipinas in Philippines. On safeguarding we currently write: PDIC on eligible deposits at East West Rural Bank — live copy has cited both ₱500,000 and ₱1,000,000 MDIC. Confirm the current PDIC ceiling. Shared with other EastWest rural-bank deposits.. Holder / issuer line: East West Rural Bank, Inc.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly ₱0 core pitch — confirm live; FX Not a travel bank; ATM InstaPay / network; interest Savings rate pitch — rates move. This desk would open it for: Philippines residents who want PDIC savings in an EastWest app, not Maya’s digital-bank class.
What it does well: Named BSP rural bank behind the brand; PDIC; No maintaining-balance pitch. What to watch: Rural-bank class, not a BSP digital-bank licence; PDIC cap copy has moved — confirm live; Shared cap with EastWest rural-bank deposits. Desk score 6.6 / 10 (safety 7.4, fees 8.0, features 6.8, app 7.2). Last verified 2026-08-30. Headquartered in Taguig, Philippines; founded 2020. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Philippines residents who want PDIC savings in an EastWest app, not Maya’s digital-bank class.
PDIC on eligible deposits at East West Rural Bank — live copy has cited both ₱500,000 and ₱1,000,000 MDIC. Confirm the current PDIC ceiling. Shared with other EastWest rural-bank deposits.
Holder / issuer: East West Rural Bank, Inc.
Licence
Not a BSP digital-bank licence. Confirm the live PDIC ceiling.
Komo holds a banking-style licence (Bangko Sentral ng Pilipinas). Still read the legal entity on the statement, not the app icon.
PDIC on eligible deposits at East West Rural Bank — live copy has cited both ₱500,000 and ₱1,000,000 MDIC. Confirm the current PDIC ceiling. Shared with other EastWest rural-bank deposits.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Komo.
visa · physical · virtual · Google Pay
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.