Spain
activeNeobank
- HQ
- A Coruña
- Fee
- Account packs — confirm live tariff
B100
Abanca’s digital brand. Same Spanish FGD. Same IBAN. Do not double-count the cap.
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7.1Solid
AlternativesFive questions
At a glance
Is it a bank?
No. B100 is not a bank. Your money sits with Abanca Corporación Bancaria, S.A..
If it fails?
Spanish FGD up to €100,000 — same bank as Abanca, so do not double-count the cap
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Often €0 on core current — confirm live
Account number
IBAN is part of the pitch — issuing country not stored.
NeoBankDB Verdict
Licence first · score second
7.1
/10 · Solid
B100 is a commercial brand of Abanca. Abanca’s own FAQ says the IBAN is Abanca’s and FGD follows Abanca. Same pattern as ActivoBank and Millennium BCP: one cap, two skins. If you already have Abanca, this is not a second €100k pot.
What it is
Abanca launched B100 as ‘healthy banking’ — personal, planetary, financial. THE HEALTHY PROJECT, S.A. runs the app; the deposit sits at Abanca Corporación Bancaria. Directories list B100 as a neobank. This desk lists it as Abanca in gym kit.
Best for: Spain residents who want Abanca FGD with a greener app, and do not already sit at Abanca for the cap.
Last checked 2026-08-28. Not advice.
What it does well
- +Named Spanish bank behind the brand
- +FGD
- +Zero-fee pitch
- +Not a Lithuanian EMI
What to watch
- −Shared FGD cap with Abanca
- −Wellness marketing is not a licence
- −Spain-resident
- −Not a travel FX home
Who holds the money
The account
- Platforms
- iOS · Android
- Account types
- Personal current · savings
- Partner bank
- Abanca Corporación Bancaria, S.A.
- Minimum balance
- €0
- Lowest monthly fee
- Often €0 on core — confirm live
- Who can open
- Spain residents
- Availability
- Spain
How money actually moves
- Who holds the cash
- Issued / held via Abanca Corporación Bancaria, S.A.
- How money moves
- IBAN / SEPA
- Built for
- Personal
- Settlement
- Local rails instant where live; SWIFT slower
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- B100 lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Spanish FGD up to €100,000 — same bank as Abanca, so do not double-count the cap
Who holds the money: Abanca Corporación Bancaria, S.A.
- Banco de España / ECBCommercial brand of Abanca Corporación Bancaria, S.A. · Spain
Fees
- Monthly
- Often €0 on core current — confirm live
- FX markup
- Bank tariff, not Wise
- ATM
- Abanca network + third-party schedule
- Interest
- Remunerated savings SKUs — rates move
Features
- ✓IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Spanish IBAN (Abanca)
- Healthy-banking positioning
- App-only skin
- Savings pots
- FGD via Abanca
Score
- Safety25%
- 8.4
- Fees20%
- 7.6
- Features15%
- 6.8
- App15%
- 7.4
- Global15%
- 4.2
- Support10%
- 6.8
Change log
Full logLicence
B100 is a commercial brand of Abanca
Spanish FGD and the IBAN are Abanca’s. Shared cap — same pattern as ActivoBank / BCP.
Available in
Straight answers
FAQ
01Is B100 a bank?
B100 is not a licensed deposit-taker in the classic sense. Money, if any, sits with Abanca Corporación Bancaria, S.A..
02How is money protected?
Spanish FGD up to €100,000 — same bank as Abanca, so do not double-count the cap
03Where is B100 available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with B100.
04Card and wallets?
B100 lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open B100 remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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