Alpian

Alpian is the Swiss digital bank that still has a FINMA banking licence after 2025. radicant’s clients were pointed here. It is a private bank in an app, not Revolut. Do not open it from India.

Alpian SA received a FINMA banking licence in 2022 and launched as Switzerland’s first digital private bank. Geneva. The website is for persons domiciled in Switzerland. That geofence is the product.

Alpian lists Bank (Alpian SA) under FINMA in Switzerland. On safeguarding we currently write: esisuisse up to CHF 100,000 per client per bank. Holder / issuer line: Alpian SA, Quai du Seujet 18, 1201 Geneva. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Private-bank / digital-wealth tariff — not a free current account; FX Wealth FX, not Wise mid-market; ATM Confirm live. This desk would open it for: Swiss-domiciled clients who want a FINMA bank in an app, and will pay private-bank economics.

What it does well: FINMA bank; esisuisse; Survived the 2025 Swiss wind-downs. What to watch: Swiss residents only; Not free; Not a startup current account. Desk score 7.2 / 10 (safety 8.8, fees 5.8, features 7.6, app 8.0). Last verified 2026-08-28. Headquartered in Geneva, Switzerland; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.