Salary or travel?

It can be a UK bank for eligible customers. The e-money wallet is still a different legal object. For rent and salary this desk still prefers Starling or Monzo — one entity, FSCS, high-street rails.

No. It is an EMI / payments firm. Excellent at FX and local details. It is not a high-street current account and it is not FSCS as a bank.

UPI already moved money. Salary apps here sit on partner banks. DICGC follows the scheduled bank, not Fi or Jupiter. Travel is Wise or Niyo Global — not a US checking account.

Ally Bank is an OCC national bank, FDIC-insured at its own name. No branches on purpose. Chime and Albert are fintechs. This desk puts Ally next to SoFi Bank and Varo Bank for US salary.