Tools
Compound interest
A = P (1 + r/n)^(nt). Illustration only — not a savings product, not tax-aware, not a forecast.
Future value
14,908
Interest 4,908 over 10 years. The rate is yours to type — this desk does not pick a product.
Year by year
| Year | Balance | Interest |
|---|---|---|
| 1 | 10,407 | 407 |
| 2 | 10,831 | 831 |
| 3 | 11,273 | 1,273 |
| 4 | 11,732 | 1,732 |
| 5 | 12,210 | 2,210 |
| 6 | 12,707 | 2,707 |
| 7 | 13,225 | 3,225 |
| 8 | 13,764 | 3,764 |
| 9 | 14,325 | 4,325 |
| 10 | 14,908 | 4,908 |
A published AER on a neobank is not this curve. Bonus rates expire. EMI wallets that show “interest” are often a partner bank or a money-market fund. Read the review.