- HQ
- London
- Fee
- Free personal

OCB digital brand. State Bank of Vietnam. DIV. Fintech Farm stack. Not a separate SBV charter.
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Our take
Liobank is a brand of Orient Commercial Joint Stock Bank. SBV. DIV on eligible OCB deposits — Circular 05/2026 put the live cap at VND 350 million from July 2026; confirm. Fintech Farm owns the lion. LeoBank in Baku is Unibank. Same coat of paint, different charter. Keep VND salary at OCB.
Ho Chi Minh City. App Store id 6444787281 on the Vietnamese store. Directories misspell it Lio Bank and invent a licence. The OCB word is the review.
Liobank lists Digital brand of Orient Commercial Joint Stock Bank (OCB). Not a separate SBV bank under State Bank of Vietnam in Vietnam. On safeguarding we currently write: Deposit Insurance of Vietnam on eligible deposits at OCB — Circular 05/2026 restated the live cap (VND 350 million from July 2026). Shared with other OCB deposits. Confirm DIV membership on the live legal pages.. Holder / issuer line: Orient Commercial Joint Stock Bank (OCB). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Free-card pitch — confirm live; FX Bank tariff; ATM OCB / network; interest Savings pitch — rates move. This desk would open it for: Vietnam residents who want OCB in a lion app, not a second SBV licence.
What it does well: Named SBV bank behind the brand; DIV follows OCB; Same stack family as LeoBank — different country. What to watch: Vietnam-resident; Shared DIV cap with OCB; Fintech Farm is not the insurer. Desk score 6.8 / 10 (safety 7.4, fees 8.0, features 7.2, app 8.0). Last verified 2026-08-30. Headquartered in Ho Chi Minh City, Vietnam; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Vietnam residents who want OCB in a lion app, not a second SBV licence.
Deposit Insurance of Vietnam on eligible deposits at OCB — Circular 05/2026 restated the live cap (VND 350 million from July 2026). Shared with other OCB deposits. Confirm DIV membership on the live legal pages.
Holder / issuer: Orient Commercial Joint Stock Bank (OCB)
Safety
Liobank is OCB’s brand. SBV. Shared cap with OCB. Confirm live.
Liobank holds a banking-style licence (State Bank of Vietnam). Still read the legal entity on the statement, not the app icon.
Deposit Insurance of Vietnam on eligible deposits at OCB — Circular 05/2026 restated the live cap (VND 350 million from July 2026). Shared with other OCB deposits. Confirm DIV membership on the live legal pages.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Liobank.
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No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.