Taiwan
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
LINE Bank Taiwan
FSC internet-only bank. CDIC Taiwan NT$3m. Not LINE Pay and not LINE Bank Indonesia.
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6.6Mixed
AlternativesFive questions
At a glance
Is it a bank?
Yes — Internet-only bank — LINE Bank Taiwan Limited. CDIC member (Financial Supervisory Commission (Taiwan)). Still read the entity on the statement.
If it fails?
CDIC Taiwan covers eligible deposits at member banks up to NT$3,000,000 per depositor per bank. LINE Pay balances are a different object.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Digital SKU — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.6
/10 · Mixed
LINE Bank Taiwan Limited is an FSC-licensed internet-only bank. CDIC Taiwan up to NT$3 million. LINE the messenger is distribution. LINE Pay is e-money. LINE Bank Indonesia (Hana) is another company. Directories flatten three objects into one green square. This desk files the Taiwan bank.
What it is
Taipei, 2021 internet-only class with local bank shareholders next to LINE Financial. CDIC listed it as an insured institution. The chat app is not the deposit. LINE Pay is e-money. LINE Bank Indonesia is a Hana-group company. Three logos, three files. This one is the Taiwan FSC bank.
Best for: Taiwan residents who want an FSC digital bank inside LINE, not a wallet.
Last checked 2026-08-30. Not advice.
What it does well
- +Named FSC internet-only bank
- +CDIC NT$3m
- +LINE distribution is not the licence
- +Not a Japanese wallet
What to watch
- −Taiwan-resident
- −LINE Pay is a different legal object
- −Indonesia LINE Bank is a different company
- −Not a travel FX home
Who holds the money
The account
How money actually moves
- Who holds the cash
- Insured bank deposit
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- LINE Bank Taiwan lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
CDIC Taiwan covers eligible deposits at member banks up to NT$3,000,000 per depositor per bank. LINE Pay balances are a different object.
Who holds the money: LINE Bank Taiwan Limited
- Financial Supervisory Commission (Taiwan)Internet-only bank — LINE Bank Taiwan Limited. CDIC member · Taiwan
Fees
- Monthly
- Digital SKU — confirm live
- FX markup
- Bank tariff
- ATM
- Network schedule
- Interest
- Savings pitch — rates move
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- TWD internet-only current / savings
- CDIC NT$3m
- LINE messenger distribution
- FSC
- Not Indonesia Hana LINE Bank
Score
- Safety25%
- 8.2
- Fees20%
- 7.6
- Features15%
- 7.2
- App15%
- 5.4
- Global15%
- 3.0
- Support10%
- 6.6
Change log
Full logLicence
LINE Bank Taiwan Limited — FSC internet-only, CDIC NT$3m
Not LINE Pay. Not LINE Bank Indonesia.
Available in
Straight answers
FAQ
01Is LINE Bank Taiwan a bank?
LINE Bank Taiwan holds a banking-style licence (Financial Supervisory Commission (Taiwan)). Still read the legal entity on the statement, not the app icon.
02How is money protected?
CDIC Taiwan covers eligible deposits at member banks up to NT$3,000,000 per depositor per bank. LINE Pay balances are a different object.
03Where is LINE Bank Taiwan available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with LINE Bank Taiwan.
04Card and wallets?
LINE Bank Taiwan lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open LINE Bank Taiwan remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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