LINE Bank Taiwan

FSC internet-only bank. CDIC Taiwan NT$3m. Not LINE Pay and not LINE Bank Indonesia.

NeobankactiveTaiwan

Rate this app

6.6Mixed
Alternatives

Our take

Desk verdict

LINE Bank Taiwan Limited is an FSC-licensed internet-only bank. CDIC Taiwan up to NT$3 million. LINE the messenger is distribution. LINE Pay is e-money. LINE Bank Indonesia (Hana) is another company. Directories flatten three objects into one green square. This desk files the Taiwan bank.

Taipei, 2021 internet-only class with local bank shareholders next to LINE Financial. CDIC listed it as an insured institution. The chat app is not the deposit. LINE Pay is e-money. LINE Bank Indonesia is a Hana-group company. Three logos, three files. This one is the Taiwan FSC bank.

LINE Bank Taiwan lists Internet-only bank — LINE Bank Taiwan Limited. CDIC member under Financial Supervisory Commission (Taiwan) in Taiwan. On safeguarding we currently write: CDIC Taiwan covers eligible deposits at member banks up to NT$3,000,000 per depositor per bank. LINE Pay balances are a different object.. Holder / issuer line: LINE Bank Taiwan Limited. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Digital SKU — confirm live; FX Bank tariff; ATM Network schedule; interest Savings pitch — rates move. This desk would open it for: Taiwan residents who want an FSC digital bank inside LINE, not a wallet.

What it does well: Named FSC internet-only bank; CDIC NT$3m; LINE distribution is not the licence. What to watch: Taiwan-resident; LINE Pay is a different legal object; Indonesia LINE Bank is a different company. Desk score 6.6 / 10 (safety 8.2, fees 7.6, features 7.2, app 5.4). Last verified 2026-08-30. Headquartered in Taipei, Taiwan; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Taiwan residents who want an FSC digital bank inside LINE, not a wallet.

Pros

  • +Named FSC internet-only bank
  • +CDIC NT$3m
  • +LINE distribution is not the licence
  • +Not a Japanese wallet

Cons

  • Taiwan-resident
  • LINE Pay is a different legal object
  • Indonesia LINE Bank is a different company
  • Not a travel FX home

How it actually works

Custody
Insured bank deposit
Local rails
In-app ledger
Built for
Personal
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
visa · physical · virtual · Apple Pay · Google Pay

Safety

CDIC Taiwan covers eligible deposits at member banks up to NT$3,000,000 per depositor per bank. LINE Pay balances are a different object.

Holder / issuer: LINE Bank Taiwan Limited

  • Financial Supervisory Commission (Taiwan)Internet-only bank — LINE Bank Taiwan Limited. CDIC member · Taiwan

Fees

Monthly
Digital SKU — confirm live
FX markup
Bank tariff
ATM
Network schedule
Interest
Savings pitch — rates move

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • TWD internet-only current / savings
  • CDIC NT$3m
  • LINE messenger distribution
  • FSC
  • Not Indonesia Hana LINE Bank

Score

Safety25%
8.2
Fees20%
7.6
Features15%
7.2
App15%
5.4
Global15%
3.0
Support10%
6.6

Change log

Full log
  1. Licence

    LINE Bank Taiwan Limited — FSC internet-only, CDIC NT$3m

    Not LINE Pay. Not LINE Bank Indonesia.

Available in

FAQ

01

Is LINE Bank Taiwan a bank?

LINE Bank Taiwan holds a banking-style licence (Financial Supervisory Commission (Taiwan)). Still read the legal entity on the statement, not the app icon.

02

How is money protected?

CDIC Taiwan covers eligible deposits at member banks up to NT$3,000,000 per depositor per bank. LINE Pay balances are a different object.

03

Where is LINE Bank Taiwan available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with LINE Bank Taiwan.

04

Card and wallets?

visa · physical · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Used LINE Bank Taiwan?

Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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