ING Deutschland

ING-DiBa AG is a German credit institution. BaFin, Bundesbank, ECB. EdB up to €100,000. This is the orange lion Germans mean. French ING retail closed; leftover funds sat at Caisse des Dépôts from February 2024. Do not mix the files. N26 is the other German digital bank on this desk. ING is the older direct bank.

DiBa heritage, ING group. Frankfurt. Millions of Girokonten. Directories add ‘Ing’ because a scraper lowercased the lion. This desk writes ING Deutschland and leaves the closed French retail arm in the graveyard of other people’s sites.

ING Deutschland lists Credit institution — ING-DiBa AG under BaFin / Bundesbank / ECB in Germany. On safeguarding we currently write: German statutory deposit guarantee (EdB) up to €100,000 per depositor per bank. Holder / issuer line: ING-DiBa AG. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Often €0 on Girokonto with conditions — confirm live; FX Bank tariff, not Wise; ATM ING / cash-group network; interest Extra-Konto / savings — rates move. This desk would open it for: Germany residents who want a BaFin direct bank for salary, not a pink EMI.

What it does well: Named BaFin bank; EdB; Scale. What to watch: Germany-resident; Conditions on the free Giro; Not a travel FX champion. Desk score 7.3 / 10 (safety 8.8, fees 8.0, features 7.4, app 7.6). Last verified 2026-08-30. Headquartered in Frankfurt, Germany; founded 1965. None of this is advice — it is a file so you can read the entity before the card colour.