Beacon

Beacon Savings & Loans is Halton Credit Union under a 2024 trading name. Common bond: Cheshire and WA. £2 to join. This is not Beacon Bank (US, NYSE regional) and not a BaaS middleware. If you do not live or work in the bond, you cannot join. Starling remains the salary object.

Runcorn Shopping City. Play package uk.co.haltoncu.app. Directories scrape ‘Beacon neobank UK’ and collide with a US bank ticker. This desk writes the credit-union file and leaves the US regional alone.

Beacon lists Beacon Credit Union Ltd, trading as Beacon Savings & Loans. Ex Halton Credit Union under FCA / PRA (credit union) in United Kingdom. On safeguarding we currently write: FSCS on eligible credit-union deposits if the CU is authorised — confirm live. Cap follows the scheme (£120,000 from 1 Dec 2025).. Holder / issuer line: Beacon Credit Union Ltd. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly £2 entrance + £1 minimum share — then CU tariff; FX Not a travel product; ATM Not the job; interest CU savings and loan rates — not a current-account APR war. This desk would open it for: People who live or work in Cheshire or WA postcodes and want a credit union, not a current-account app.

What it does well: Named UK credit union; FSCS path; Common bond is honest. What to watch: Not a bank; Geography is the product; No travel debit. Desk score 6.0 / 10 (safety 7.0, fees 7.4, features 5.2, app 6.0). Last verified 2026-08-28. Headquartered in Runcorn, United Kingdom; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.