Algeria
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
Banxy
Natixis Algérie / BPCE mobile bank. Algiers. First smartphone bank in Algeria, 2018.
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6.4Mixed
AlternativesFive questions
At a glance
Is it a bank?
No. Banxy is not a bank. Your money sits with Natixis Algérie.
If it fails?
Algerian Bank Deposit Guarantee Fund (FGDB) on eligible deposits at Natixis Algérie — confirm live cap. Banxy is the app, Natixis Algérie is the bank.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Pack-dependent (First / Gold / Platinum) — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.4
/10 · Mixed
Banxy is Natixis Algérie’s mobile brand, launched 2018. Natixis has been in Algeria since 1999; BPCE is the French parent. This is a bank account with an app, not a separate EMI. FGDB follows the bank. Do not file it next to Barq.
What it is
Sopra’s case study still calls it Algeria’s first smartphone bank. The Play listing is dz.natixis.prod. That package name is the review: Natixis is the legal object, Banxy is the skin.
Best for: Algeria residents who want a bank account on a phone, not a grey wallet.
Last checked 2026-08-28. Not advice.
What it does well
- +Named bank (Natixis Algérie)
- +BPCE group behind it
- +First-mover mobile bank in DZ
- +Visa
What to watch
- −Not a remote IBAN mill
- −Dinar home market
- −Support is a bank queue
- −Directories say ‘Banxy Bank’ as if it were a separate charter
Who holds the money
The account
- Platforms
- iOS · Android
- Account types
- Dinar current · Visa packs
- Partner bank
- Natixis Algérie
- Minimum balance
- DZD 0
- Lowest monthly fee
- Pack-dependent
- Who can open
- Algeria residents
- Availability
- Algeria
How money actually moves
- Who holds the cash
- EMI safeguarded funds
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- Banxy lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Algerian Bank Deposit Guarantee Fund (FGDB) on eligible deposits at Natixis Algérie — confirm live cap. Banxy is the app, Natixis Algérie is the bank.
Who holds the money: Natixis Algérie
- Bank of AlgeriaBank brand of Natixis Algérie (BPCE group) — not a separate EMI · Algeria
Fees
- Monthly
- Pack-dependent (First / Gold / Platinum) — confirm live
- FX markup
- Dinar product; Visa is the overseas rail
- ATM
- Natixis / network
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Algerian dinar current account
- Visa SKUs
- App-only opening pitch
- Natixis Algérie licence
- E-banking
Score
- Safety25%
- 7.2
- Fees20%
- 6.8
- Features15%
- 6.6
- App15%
- 7.0
- Global15%
- 4.0
- Support10%
- 6.2
Change log
Full logLicence
Banxy is Natixis Algérie’s mobile brand
Bank of Algeria. FGDB follows Natixis Algérie. First smartphone bank in Algeria, 2018.
Available in
Straight answers
FAQ
01Is Banxy a bank?
Banxy is not a licensed deposit-taker in the classic sense. Money, if any, sits with Natixis Algérie.
02How is money protected?
Algerian Bank Deposit Guarantee Fund (FGDB) on eligible deposits at Natixis Algérie — confirm live cap. Banxy is the app, Natixis Algérie is the bank.
03Where is Banxy available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Banxy.
04Card and wallets?
Banxy lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open Banxy remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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