- HQ
- London
- Fee
- Free personal

Natixis Algérie / BPCE mobile bank. Algiers. First smartphone bank in Algeria, 2018.
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Our take
Banxy is Natixis Algérie’s mobile brand, launched 2018. Natixis has been in Algeria since 1999; BPCE is the French parent. This is a bank account with an app, not a separate EMI. FGDB follows the bank. Do not file it next to Barq.
Sopra’s case study still calls it Algeria’s first smartphone bank. The Play listing is dz.natixis.prod. That package name is the review: Natixis is the legal object, Banxy is the skin.
Banxy lists Bank brand of Natixis Algérie (BPCE group) — not a separate EMI under Bank of Algeria in Algeria. On safeguarding we currently write: Algerian Bank Deposit Guarantee Fund (FGDB) on eligible deposits at Natixis Algérie — confirm live cap. Banxy is the app, Natixis Algérie is the bank.. Holder / issuer line: Natixis Algérie. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Pack-dependent (First / Gold / Platinum) — confirm live; FX Dinar product; Visa is the overseas rail; ATM Natixis / network. This desk would open it for: Algeria residents who want a bank account on a phone, not a grey wallet.
What it does well: Named bank (Natixis Algérie); BPCE group behind it; First-mover mobile bank in DZ. What to watch: Not a remote IBAN mill; Dinar home market; Support is a bank queue. Desk score 6.4 / 10 (safety 7.2, fees 6.8, features 6.6, app 7.0). Last verified 2026-08-28. Headquartered in Algiers, Algeria; founded 2018. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Algeria residents who want a bank account on a phone, not a grey wallet.
Algerian Bank Deposit Guarantee Fund (FGDB) on eligible deposits at Natixis Algérie — confirm live cap. Banxy is the app, Natixis Algérie is the bank.
Holder / issuer: Natixis Algérie
Licence
Bank of Algeria. FGDB follows Natixis Algérie. First smartphone bank in Algeria, 2018.
Banxy is not a licensed deposit-taker in the classic sense. Money, if any, sits with Natixis Algérie.
Algerian Bank Deposit Guarantee Fund (FGDB) on eligible deposits at Natixis Algérie — confirm live cap. Banxy is the app, Natixis Algérie is the bank.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Banxy.
visa · physical · virtual · Google Pay
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.