AVO bank

Tashkent bank. CBU licence no. 83 (28 Feb 2025). Real bank, young charter.

Rate this app

6.3Mixed
Alternatives

Our take

Desk verdict

JSC AVO BANK is on the CBU head-office list: licence 83, 28 February 2025, Nukus Street, Mirabad, Tashkent. Score it as a bank. The 2025 deposit-guarantee law is the safety line, not the app icon. Do not flatten it into a CIS super-app.

AVO is a 2025 Tashkent charter, not a rebrand of a Soviet savings bank. Directories will file it next to Revolut because it has an app. This desk files it next to the CBU PDF. Young banks fail more often than old ones. Keep that in the score.

AVO bank lists Bank — JSC AVO BANK, licence no. 83 dated 2025-02-28 under Central Bank of Uzbekistan in Uzbekistan. On safeguarding we currently write: Uzbekistan Deposit Guarantee Agency — 2025 law, compensation up to 200 million som on eligible deposits. Confirm live cap and membership.. Holder / issuer line: JSC AVO BANK. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Digital-bank SKU — confirm live; FX Som product, not a travel card; ATM Network schedule. This desk would open it for: Uzbekistan residents who want a CBU bank with an app, not a wallet.

What it does well: Named CBU licence; Real bank; Deposit-guarantee law exists as of 2025. What to watch: Months-old charter; Som-only home; Scheme is young. Desk score 6.3 / 10 (safety 6.8, fees 7.2, features 6.6, app 7.0). Last verified 2026-08-28. Headquartered in Tashkent, Uzbekistan; founded 2025. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Uzbekistan residents who want a CBU bank with an app, not a wallet.

Pros

  • +Named CBU licence
  • +Real bank
  • +Deposit-guarantee law exists as of 2025
  • +Not an EMI

Cons

  • Months-old charter
  • Som-only home
  • Scheme is young
  • Not a remote IBAN

How it actually works

Custody
Bank balance
Local rails
In-app ledger
Built for
Personal · Business
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
visa · physical · virtual · Google Pay

Safety

Uzbekistan Deposit Guarantee Agency — 2025 law, compensation up to 200 million som on eligible deposits. Confirm live cap and membership.

Holder / issuer: JSC AVO BANK

  • Central Bank of UzbekistanBank — JSC AVO BANK, licence no. 83 dated 2025-02-28 · Uzbekistan

Fees

Monthly
Digital-bank SKU — confirm live
FX markup
Som product, not a travel card
ATM
Network schedule

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Uzbek som current / savings
  • CBU bank
  • App + cards
  • Business SKU
  • Named licence number

Score

Safety25%
6.8
Fees20%
7.2
Features15%
6.6
App15%
7.0
Global15%
3.0
Support10%
6.2

Change log

Full log
  1. Licence

    CBU licence no. 83 — JSC AVO BANK

    Tashkent. Real bank. 2025 deposit-guarantee law is the safety line, not the app icon.

Available in

FAQ

Is AVO bank a bank?+

AVO bank holds a banking-style licence (Central Bank of Uzbekistan). Still read the legal entity on the statement, not the app icon.

How is money protected?+

Uzbekistan Deposit Guarantee Agency — 2025 law, compensation up to 200 million som on eligible deposits. Confirm live cap and membership.

Where is AVO bank available?+

We list 1 market desk on the desk. Residency and onboarding rules still sit with AVO bank.

Card and wallets?+

visa · physical · virtual · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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