Albert

Albert is a subscription money app. Cash sits at Stride or Sutton; savings at Wells Fargo. FDIC is pass-through. The $20–40 plan is the catch. Ally Bank is the salary object on this list.

Albert Corporation is a Los Angeles fintech. The homepage says ‘Albert is not a bank.’ Believe it. Mastercard debit is issued by Stride Bank, N.A. Savings are at Wells Fargo, N.A. Plans auto-renew until you cancel in the app.

Albert lists Not a bank. Cash via Sutton Bank / Stride Bank, N.A.; savings at Wells Fargo, N.A. under FDIC (partners) in United States. On safeguarding we currently write: FDIC pass-through on eligible Cash/Savings at named partners, up to $250,000, subject to record-keeping. Investments are not FDIC.. Holder / issuer line: Stride Bank, N.A. / Sutton Bank (Cash); Wells Fargo, N.A. (Savings). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly $19.99–$39.99 subscription plans (auto-renew) — the actual price; FX Not a travel product; ATM Partner debit schedule. This desk would open it for: US users who will pay a subscription for a money coach and already understand the partner banks.

What it does well: Names the banks; Strong consumer app; Savings at Wells is a clear object. What to watch: Paid subscription is the business; Not a bank; Investing is not FDIC. Desk score 5.9 / 10 (safety 6.4, fees 4.2, features 7.6, app 8.2). Last verified 2026-08-28. Headquartered in Los Angeles, United States; founded 2015. None of this is advice — it is a file so you can read the entity before the card colour.